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credit union

Coconino

Flagstaff, AZ · Est. 1955
A
Trust Grade
Excellent
Score: 92/100

Coconino is a credit union based in Flagstaff, Arizona, established in 1955, with $127 million in total assets serving 9,639 members. By Trust Grade it ranks 17th of 33 credit unions we track in Arizona. Its net worth ratio of 10.7% trails most similarly sized credit unions (41th percentile), versus a Arizona median of 10.8%. It was profitable over the most recent period, with a 0.85% return on assets. No consumer complaints against Coconino appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$126.5M
$100M–1B institution
Members
9,639
Shares & deposits
Net worth ratio
10.7%
Bottom 41% of $100M–1B peers · Arizona median 10.8%
Return on assets
0.9%
Top 39% of $100M–1B peers · Arizona median 0.66%
Rank in Arizona
#17
of 33 credit unions

How Coconino compares to Arizona peers

Net worth ratio
Bottom 41% of $100M–1B peers
Coconino
10.7%
Arizona median
10.8%
Higher capital ratio = stronger financial cushion
Return on assets
Top 39% of $100M–1B peers
Coconino
0.9%
Arizona median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Coconino

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
92/100
Customer experience
n/a
Overall
A · 92
  • Well-capitalized (10.7% capital ratio)
  • Profitable (ROA 0.85%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Coconino over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Coconino insured?

Yes. Coconino is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Coconino: frequently asked questions

Is Coconino a good credit union?

Coconino earns a Bankzia Trust Grade of A (92/100, "Excellent"), based on a financial-strength score of 92/100 (it has no CFPB complaints on record). Well-capitalized (10.7% capital ratio); Profitable (ROA 0.85%).

Is Coconino NCUA-insured?

Yes. Coconino is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Coconino?

Coconino holds $127 million in total assets, ranking 17th of 33 credit unions we track in Arizona. It serves 9,639 members.

Does Coconino have CFPB complaints?

No CFPB complaints against Coconino appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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