Fedmont
Fedmont is a credit union based in Montgomery, Alabama, established in 1960, with $13 million in total assets serving 1,216 members. By Trust Grade it ranks 37th of 89 credit unions we track in Alabama. Its net worth ratio of 13.6% trails most similarly sized credit unions (46th percentile), versus a Alabama median of 14.2%. It was profitable over the most recent period, with a 0.48% return on assets. No consumer complaints against Fedmont appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Fedmont compares to Alabama peers
How we graded Fedmont
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (13.6% capital ratio)
- Profitable (ROA 0.48%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Fedmont over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Fedmont insured?
Yes. Fedmont is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Fedmont: frequently asked questions
Is Fedmont a good credit union?
Fedmont earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 (it has no CFPB complaints on record). Strongly capitalized (13.6% capital ratio); Profitable (ROA 0.48%).
Is Fedmont NCUA-insured?
Yes. Fedmont is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Fedmont?
Fedmont holds $13 million in total assets, ranking 37th of 89 credit unions we track in Alabama. It serves 1,216 members.
Does Fedmont have CFPB complaints?
No CFPB complaints against Fedmont appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
