Solutions First
Solutions First is a credit union based in Enterprise, Alabama, established in 1964, with $46 million in total assets serving 4,941 members. By Trust Grade it ranks 87th of 89 credit unions we track in Alabama. Its net worth ratio of 6.7% trails most similarly sized credit unions (1th percentile), versus a Alabama median of 14.2%. It was profitable over the most recent period, with a 0.08% return on assets. No consumer complaints against Solutions First appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Solutions First compares to Alabama peers
How we graded Solutions First
The Trust Grade blends financial strength with complaint history. Full methodology →
- Below the well-capitalized threshold (6.7%)
- Profitable (ROA 0.08%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Solutions First over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Solutions First insured?
Yes. Solutions First is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Solutions First: frequently asked questions
Is Solutions First a good credit union?
Solutions First earns a Bankzia Trust Grade of D (69/100, "Below average"), based on a financial-strength score of 69/100 (it has no CFPB complaints on record). Below the well-capitalized threshold (6.7%); Profitable (ROA 0.08%).
Is Solutions First NCUA-insured?
Yes. Solutions First is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Solutions First?
Solutions First holds $46 million in total assets, ranking 87th of 89 credit unions we track in Alabama. It serves 4,941 members.
Does Solutions First have CFPB complaints?
No CFPB complaints against Solutions First appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
