Central Bank And Trust is a bank based in Lander, Wyoming, established in 1890, with $207 million in total assets across 5 branches. By Trust Grade it ranks 16th of 24 banks we track in Wyoming. Its capital ratio of 8.4% trails most similarly sized banks (20th percentile), versus a Wyoming median of 9.4%. It was profitable over the most recent period, with a 2.03% return on assets. No consumer complaints against Central Bank And Trust appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Central Bank And Trust compares to Wyoming peers
How we graded Central Bank And Trust
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.4% capital ratio)
- Strongly profitable (ROA 2.03%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Central Bank And Trust over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (5)
- 435 Arapahoe St, Thermopolis, WY 82443
- 14615 Us 287, Fort Washakie, WY 82514
- 220 N Federal Blvd, Riverton, WY 82501
- 285 Main St, Lander, WY 82520
- 3060 E Lincolnway, Cheyenne, WY 82001
Are deposits at Central Bank And Trust insured?
Yes. Central Bank And Trust is an FDIC-insured bank (FDIC certificate #529). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Central Bank And Trust: frequently asked questions
Is Central Bank And Trust a good bank?
Central Bank And Trust earns a Bankzia Trust Grade of A (92/100, "Excellent"), based on a financial-strength score of 92/100 (it has no CFPB complaints on record). Well-capitalized (8.4% capital ratio); Strongly profitable (ROA 2.03%).
Is Central Bank And Trust FDIC-insured?
Yes. Central Bank And Trust is a FDIC-insured bank (FDIC certificate #529). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Central Bank And Trust?
Central Bank And Trust holds $207 million in total assets, ranking 16th of 24 banks we track in Wyoming. It operates 5 branches.
Does Central Bank And Trust have CFPB complaints?
No CFPB complaints against Central Bank And Trust appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
