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Coulee Bank

La Crosse, WI · Est. 1961 · Website ↗
B
Trust Grade
Strong
Score: 84/100

Coulee Bank is a bank based in La Crosse, Wisconsin, established in 1961, with $524 million in total assets across 8 branches. By Trust Grade it ranks 145th of 154 banks we track in Wisconsin. Its capital ratio of 7.2% trails most similarly sized banks (9th percentile), versus a Wisconsin median of 10.4%. It was profitable over the most recent period, with a 0.50% return on assets. No consumer complaints against Coulee Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$524.3M
$100M–1B institution
Deposits
$426.7M
Branches
8
Capital ratio
7.2%
Bottom 9% of $100M–1B peers · Wisconsin median 10.4%
Return on assets
0.5%
Bottom 13% of $100M–1B peers · Wisconsin median 1.2%
Rank in Wisconsin
#145
of 154 banks

How Coulee Bank compares to Wisconsin peers

Capital ratio
Bottom 9% of $100M–1B peers
Coulee Bank
7.2%
Wisconsin median
10.4%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 13% of $100M–1B peers
Coulee Bank
0.5%
Wisconsin median
1.2%
Higher ROA = more profitable relative to asset base

How we graded Coulee Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
84/100
Customer experience
n/a
Overall
B · 84
  • Well-capitalized (7.2% capital ratio)
  • Profitable (ROA 0.50%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Coulee Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (8)

  • 1516 Losey Blvd S, La Crosse, WI 54601
  • 590 Theater Rd, Onalaska, WI 54650
  • 351 Mason St Nw, Onalaska, WI 54650
  • Mason Street, Onalaska, WI 54650
  • 733 Grand Ave, Saint Paul, MN 55105
  • 1110 6th St Nw, Rochester, MN 55901
  • 14800 Galaxie Ave Ste 105, Apple Valley, MN 55124
  • 4350 Baker Rd, Minnetonka, MN 55343

Are deposits at Coulee Bank insured?

Yes. Coulee Bank is an FDIC-insured bank (FDIC certificate #18361). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Coulee Bank: frequently asked questions

Is Coulee Bank a good bank?

Coulee Bank earns a Bankzia Trust Grade of B (84/100, "Strong"), based on a financial-strength score of 84/100 (it has no CFPB complaints on record). Well-capitalized (7.2% capital ratio); Profitable (ROA 0.50%).

Is Coulee Bank FDIC-insured?

Yes. Coulee Bank is a FDIC-insured bank (FDIC certificate #18361). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Coulee Bank?

Coulee Bank holds $524 million in total assets, ranking 145th of 154 banks we track in Wisconsin. It operates 8 branches.

Does Coulee Bank have CFPB complaints?

No CFPB complaints against Coulee Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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