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Highland State Bank

Highland, WI · Est. 1903 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Highland State Bank is a bank based in Highland, Wisconsin, established in 1903, with $47 million in total assets across 1 branch. By Trust Grade it ranks 62nd of 154 banks we track in Wisconsin. Its capital ratio of 11.5% trails most similarly sized banks (44th percentile), versus a Wisconsin median of 10.4%. It was profitable over the most recent period, with a 1.38% return on assets. No consumer complaints against Highland State Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$47.0M
<$100M institution
Deposits
$40.9M
Branches
1
Capital ratio
11.5%
Bottom 44% of <$100M peers · Wisconsin median 10.4%
Return on assets
1.4%
Top 28% of <$100M peers · Wisconsin median 1.2%
Rank in Wisconsin
#62
of 154 banks

How Highland State Bank compares to Wisconsin peers

Capital ratio
Bottom 44% of <$100M peers
Highland State
11.5%
Wisconsin median
10.4%
Higher capital ratio = stronger financial cushion
Return on assets
Top 28% of <$100M peers
Highland State
1.4%
Wisconsin median
1.2%
Higher ROA = more profitable relative to asset base

How we graded Highland State Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (11.5% capital ratio)
  • Strongly profitable (ROA 1.38%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Highland State Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 541 Main St, Highland, WI 53543

Are deposits at Highland State Bank insured?

Yes. Highland State Bank is an FDIC-insured bank (FDIC certificate #6198). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Highland State Bank: frequently asked questions

Is Highland State Bank a good bank?

Highland State Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (11.5% capital ratio); Strongly profitable (ROA 1.38%).

Is Highland State Bank FDIC-insured?

Yes. Highland State Bank is a FDIC-insured bank (FDIC certificate #6198). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Highland State Bank?

Highland State Bank holds $47 million in total assets, ranking 62nd of 154 banks we track in Wisconsin. It operates 1 branch.

Does Highland State Bank have CFPB complaints?

No CFPB complaints against Highland State Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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