Oak Bank is a bank based in Fitchburg, Wisconsin, established in 2000, with $462 million in total assets across 1 branch. By Trust Grade it ranks 53rd of 154 banks we track in Wisconsin. Its capital ratio of 11.0% is stronger than 62% of similarly sized banks, versus a Wisconsin median of 10.4%. It was profitable over the most recent period, with a 1.26% return on assets. No consumer complaints against Oak Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Oak Bank compares to Wisconsin peers
How we graded Oak Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (11.0% capital ratio)
- Strongly profitable (ROA 1.26%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Oak Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (1)
- 5951 Mckee Rd, Fitchburg, WI 53719
Are deposits at Oak Bank insured?
Yes. Oak Bank is an FDIC-insured bank (FDIC certificate #35333). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Oak Bank: frequently asked questions
Is Oak Bank a good bank?
Oak Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (11.0% capital ratio); Strongly profitable (ROA 1.26%).
Is Oak Bank FDIC-insured?
Yes. Oak Bank is a FDIC-insured bank (FDIC certificate #35333). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Oak Bank?
Oak Bank holds $462 million in total assets, ranking 53rd of 154 banks we track in Wisconsin. It operates 1 branch.
Does Oak Bank have CFPB complaints?
No CFPB complaints against Oak Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
