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Cleveland State Bank

Cleveland, WI · Est. 1907 · Website ↗
A
Trust Grade
Excellent
Score: 91/100

Cleveland State Bank is a bank based in Cleveland, Wisconsin, established in 1907, with $240 million in total assets across 3 branches. By Trust Grade it ranks 125th of 154 banks we track in Wisconsin. Its capital ratio of 8.0% trails most similarly sized banks (15th percentile), versus a Wisconsin median of 10.4%. It was profitable over the most recent period, with a 1.19% return on assets. No consumer complaints against Cleveland State Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$239.6M
$100M–1B institution
Deposits
$203.9M
Branches
3
Capital ratio
8.0%
Bottom 15% of $100M–1B peers · Wisconsin median 10.4%
Return on assets
1.2%
Bottom 49% of $100M–1B peers · Wisconsin median 1.2%
Rank in Wisconsin
#125
of 154 banks

How Cleveland State Bank compares to Wisconsin peers

Capital ratio
Bottom 15% of $100M–1B peers
Cleveland State
8.0%
Wisconsin median
10.4%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 49% of $100M–1B peers
Cleveland State
1.2%
Wisconsin median
1.2%
Higher ROA = more profitable relative to asset base

How we graded Cleveland State Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
91/100
Customer experience
n/a
Overall
A · 91
  • Well-capitalized (8.0% capital ratio)
  • Strongly profitable (ROA 1.19%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Cleveland State Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (3)

  • 502 S Wisconsin Dr, Howards Grove, WI 53083
  • 1250 W Washington Ave, Cleveland, WI 53015
  • 184 N Lincoln St, Elkhart Lake, WI 53020

Are deposits at Cleveland State Bank insured?

Yes. Cleveland State Bank is an FDIC-insured bank (FDIC certificate #9517). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Cleveland State Bank: frequently asked questions

Is Cleveland State Bank a good bank?

Cleveland State Bank earns a Bankzia Trust Grade of A (91/100, "Excellent"), based on a financial-strength score of 91/100 (it has no CFPB complaints on record). Well-capitalized (8.0% capital ratio); Strongly profitable (ROA 1.19%).

Is Cleveland State Bank FDIC-insured?

Yes. Cleveland State Bank is a FDIC-insured bank (FDIC certificate #9517). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Cleveland State Bank?

Cleveland State Bank holds $240 million in total assets, ranking 125th of 154 banks we track in Wisconsin. It operates 3 branches.

Does Cleveland State Bank have CFPB complaints?

No CFPB complaints against Cleveland State Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Alliance Bank
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Bank Of Milton
bank · Milton, WI · $222M assets

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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