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Unity Bank

Augusta, WI · Est. 1914 · Website ↗
B
Trust Grade
Strong
Score: 86/100

Unity Bank is a bank based in Augusta, Wisconsin, established in 1914, with $588 million in total assets across 14 branches. By Trust Grade it ranks 142nd of 154 banks we track in Wisconsin. Its capital ratio of 8.9% trails most similarly sized banks (27th percentile), versus a Wisconsin median of 10.4%. It was profitable over the most recent period, with a 0.04% return on assets. No consumer complaints against Unity Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$587.6M
$100M–1B institution
Deposits
$516.8M
Branches
14
Capital ratio
8.9%
Bottom 27% of $100M–1B peers · Wisconsin median 10.4%
Return on assets
0.0%
Bottom 4% of $100M–1B peers · Wisconsin median 1.2%
Rank in Wisconsin
#142
of 154 banks

How Unity Bank compares to Wisconsin peers

Capital ratio
Bottom 27% of $100M–1B peers
Unity Bank
8.9%
Wisconsin median
10.4%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 4% of $100M–1B peers
Unity Bank
0.0%
Wisconsin median
1.2%
Higher ROA = more profitable relative to asset base

How we graded Unity Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
86/100
Customer experience
n/a
Overall
B · 86
  • Well-capitalized (8.9% capital ratio)
  • Profitable (ROA 0.04%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Unity Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (14)

  • 47 County Road 113 N, Mentor, MN 56736
  • 1217 Highway 10 S, Motley, MN 56466
  • 15 E Main St, Crosby, MN 56441
  • 103 E Lincoln Ave, Fall Creek, WI 54742
  • 7101 Washington Ave S, Edina, MN 55439
  • 26171 Highway 27, Pierz, MN 56364
  • 210 Main Ave S, Red Lake Falls, MN 56750
  • 1180 W 4th St, Rush City, MN 55069
  • 500 West St, Neillsville, WI 54456
  • 207 W Lincoln St, Augusta, WI 54722
  • 602 4th St Ne, Staples, MN 56479
  • 112 Main St, Bertha, MN 56437
  • 104 Ridgewater Dr, Polson, MT 59860
  • 104 Ridgewater Dr, Polson, MT 59860

Are deposits at Unity Bank insured?

Yes. Unity Bank is an FDIC-insured bank (FDIC certificate #8714). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Unity Bank: frequently asked questions

Is Unity Bank a good bank?

Unity Bank earns a Bankzia Trust Grade of B (86/100, "Strong"), based on a financial-strength score of 86/100 (it has no CFPB complaints on record). Well-capitalized (8.9% capital ratio); Profitable (ROA 0.04%).

Is Unity Bank FDIC-insured?

Yes. Unity Bank is a FDIC-insured bank (FDIC certificate #8714). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Unity Bank?

Unity Bank holds $588 million in total assets, ranking 142nd of 154 banks we track in Wisconsin. It operates 14 branches.

Does Unity Bank have CFPB complaints?

No CFPB complaints against Unity Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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