Guaranty Bank Inc. is a bank based in Williamson, West Virginia, established in 1976, with $149 million in total assets across 3 branches. By Trust Grade it ranks 26th of 41 banks we track in West Virginia. Its capital ratio of 13.6% is stronger than 84% of similarly sized banks, versus a West Virginia median of 10.1%. It was profitable over the most recent period, with a 0.30% return on assets. No consumer complaints against Guaranty Bank Inc. appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Guaranty Bank Inc. compares to West Virginia peers
How we graded Guaranty Bank Inc.
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (13.6% capital ratio)
- Profitable (ROA 0.30%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Guaranty Bank Inc. over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (3)
- 10 Commerce Dr, Williamson, WV 25661
- U.S. Highway 52 And State Route 65, Delbarton, WV 25670
- 82 Second Avenue, Gilbert, WV 25621
Are deposits at Guaranty Bank Inc. insured?
Yes. Guaranty Bank Inc. is an FDIC-insured bank (FDIC certificate #22273). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Guaranty Bank Inc.: frequently asked questions
Is Guaranty Bank Inc. a good bank?
Guaranty Bank Inc. earns a Bankzia Trust Grade of A (92/100, "Excellent"), based on a financial-strength score of 92/100 (it has no CFPB complaints on record). Strongly capitalized (13.6% capital ratio); Profitable (ROA 0.30%).
Is Guaranty Bank Inc. FDIC-insured?
Yes. Guaranty Bank Inc. is a FDIC-insured bank (FDIC certificate #22273). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Guaranty Bank Inc.?
Guaranty Bank Inc. holds $149 million in total assets, ranking 26th of 41 banks we track in West Virginia. It operates 3 branches.
Does Guaranty Bank Inc. have CFPB complaints?
No CFPB complaints against Guaranty Bank Inc. appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
