Mcnb Bank And Trust Co. is a bank based in Welch, West Virginia, established in 1900, with $366 million in total assets across 8 branches. By Trust Grade it ranks 18th of 41 banks we track in West Virginia. Its capital ratio of 11.2% is stronger than 65% of similarly sized banks, versus a West Virginia median of 10.1%. It was profitable over the most recent period, with a 0.74% return on assets. No consumer complaints against Mcnb Bank And Trust Co. appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Mcnb Bank And Trust Co. compares to West Virginia peers
How we graded Mcnb Bank And Trust Co.
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (11.2% capital ratio)
- Profitable (ROA 0.74%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Mcnb Bank And Trust Co. over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (8)
- 94 Howard St, Welch, WV 24801
- 3152 E Cumberland Rd, Bluefield, WV 24701
- 322 S Walker St, Princeton, WV 24740
- 1051 Claypool Hill Mall Rd, Cedar Bluff, VA 24609
- 85 Jerome Van Meter Dr, Beckley, WV 25801
- 1122 Ritter Dr, Daniels, WV 25832
- 75 Wyoming St, Welch, WV 24801
- 3102 Cedar Valley Dr, Richlands, VA 24641
Are deposits at Mcnb Bank And Trust Co. insured?
Yes. Mcnb Bank And Trust Co. is an FDIC-insured bank (FDIC certificate #6803). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Mcnb Bank And Trust Co.: frequently asked questions
Is Mcnb Bank And Trust Co. a good bank?
Mcnb Bank And Trust Co. earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (11.2% capital ratio); Profitable (ROA 0.74%).
Is Mcnb Bank And Trust Co. FDIC-insured?
Yes. Mcnb Bank And Trust Co. is a FDIC-insured bank (FDIC certificate #6803). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Mcnb Bank And Trust Co.?
Mcnb Bank And Trust Co. holds $366 million in total assets, ranking 18th of 41 banks we track in West Virginia. It operates 8 branches.
Does Mcnb Bank And Trust Co. have CFPB complaints?
No CFPB complaints against Mcnb Bank And Trust Co. appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
