Mountain Valley Bank, N.A. is a bank based in Elkins, West Virginia, established in 1909, with $204 million in total assets across 4 branches. By Trust Grade it ranks 11th of 41 banks we track in West Virginia. Its capital ratio of 12.4% is stronger than 76% of similarly sized banks, versus a West Virginia median of 10.1%. It was profitable over the most recent period, with a 1.36% return on assets. No consumer complaints against Mountain Valley Bank, N.A. appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Mountain Valley Bank, N.A. compares to West Virginia peers
How we graded Mountain Valley Bank, N.A.
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (12.4% capital ratio)
- Strongly profitable (ROA 1.36%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Mountain Valley Bank, N.A. over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (4)
- 401 First St, Parsons, WV 26287
- 9896 Seneca Trail, Mill Creek, WV 26280
- 1955 Beverly Pike, Elkins, WV 26241
- 317 Davis Ave, Elkins, WV 26241
Are deposits at Mountain Valley Bank, N.A. insured?
Yes. Mountain Valley Bank, N.A. is an FDIC-insured bank (FDIC certificate #6786). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Mountain Valley Bank, N.A.: frequently asked questions
Is Mountain Valley Bank, N.A. a good bank?
Mountain Valley Bank, N.A. earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (12.4% capital ratio); Strongly profitable (ROA 1.36%).
Is Mountain Valley Bank, N.A. FDIC-insured?
Yes. Mountain Valley Bank, N.A. is a FDIC-insured bank (FDIC certificate #6786). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Mountain Valley Bank, N.A.?
Mountain Valley Bank, N.A. holds $204 million in total assets, ranking 11th of 41 banks we track in West Virginia. It operates 4 branches.
Does Mountain Valley Bank, N.A. have CFPB complaints?
No CFPB complaints against Mountain Valley Bank, N.A. appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
