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Davis Trust Company

Elkins, WV · Est. 1901 · Website ↗
B
Trust Grade
Strong
Score: 81/100

Davis Trust Company is a bank based in Elkins, West Virginia, established in 1901, with $270 million in total assets across 2 branches. By Trust Grade it ranks 41st of 41 banks we track in West Virginia. Its capital ratio of 6.7% trails most similarly sized banks (5th percentile), versus a West Virginia median of 10.1%. It was profitable over the most recent period, with a 0.35% return on assets. No consumer complaints against Davis Trust Company appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$270.2M
$100M–1B institution
Deposits
$213.3M
Branches
2
Capital ratio
6.7%
Bottom 5% of $100M–1B peers · West Virginia median 10.1%
Return on assets
0.4%
Bottom 10% of $100M–1B peers · West Virginia median 1.01%
Rank in West Virginia
#41
of 41 banks

How Davis Trust Company compares to West Virginia peers

Capital ratio
Bottom 5% of $100M–1B peers
Davis Trust
6.7%
West Virginia median
10.1%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 10% of $100M–1B peers
Davis Trust
0.4%
West Virginia median
1.0%
Higher ROA = more profitable relative to asset base

How we graded Davis Trust Company

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
81/100
Customer experience
n/a
Overall
B · 81
  • Well-capitalized (6.7% capital ratio)
  • Profitable (ROA 0.35%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Davis Trust Company over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (2)

  • 227 Davis Ave, Elkins, WV 26241
  • 950 Beverly Pike, Elkins, WV 26241

Are deposits at Davis Trust Company insured?

Yes. Davis Trust Company is an FDIC-insured bank (FDIC certificate #2453). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Davis Trust Company: frequently asked questions

Is Davis Trust Company a good bank?

Davis Trust Company earns a Bankzia Trust Grade of B (81/100, "Strong"), based on a financial-strength score of 81/100 (it has no CFPB complaints on record). Well-capitalized (6.7% capital ratio); Profitable (ROA 0.35%).

Is Davis Trust Company FDIC-insured?

Yes. Davis Trust Company is a FDIC-insured bank (FDIC certificate #2453). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Davis Trust Company?

Davis Trust Company holds $270 million in total assets, ranking 41st of 41 banks we track in West Virginia. It operates 2 branches.

Does Davis Trust Company have CFPB complaints?

No CFPB complaints against Davis Trust Company appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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