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Martinsville First Savings Bank

Martinsville, VA · Est. 1924 · Website ↗
A
Trust Grade
Excellent
Score: 93/100

Martinsville First Savings Bank is a bank based in Martinsville, Virginia, established in 1924, with $32 million in total assets across 1 branch. By Trust Grade it ranks 40th of 56 banks we track in Virginia. Its capital ratio of 22.0% is stronger than 89% of similarly sized banks, versus a Virginia median of 10.8%. It was profitable over the most recent period, with a 0.35% return on assets. No consumer complaints against Martinsville First Savings Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$32.4M
<$100M institution
Deposits
$25.2M
Branches
1
Capital ratio
22.0%
Top 11% of <$100M peers · Virginia median 10.8%
Return on assets
0.3%
Bottom 24% of <$100M peers · Virginia median 1.12%
Rank in Virginia
#40
of 56 banks

How Martinsville First Savings Bank compares to Virginia peers

Capital ratio
Top 11% of <$100M peers
Martinsville First
22.0%
Virginia median
10.8%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 24% of <$100M peers
Martinsville First
0.3%
Virginia median
1.1%
Higher ROA = more profitable relative to asset base

How we graded Martinsville First Savings Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
93/100
Customer experience
n/a
Overall
A · 93
  • Strongly capitalized (22.0% capital ratio)
  • Profitable (ROA 0.35%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Martinsville First Savings Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 25 W Church St, Martinsville, VA 24112

Are deposits at Martinsville First Savings Bank insured?

Yes. Martinsville First Savings Bank is an FDIC-insured bank (FDIC certificate #29685). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Martinsville First Savings Bank: frequently asked questions

Is Martinsville First Savings Bank a good bank?

Martinsville First Savings Bank earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Strongly capitalized (22.0% capital ratio); Profitable (ROA 0.35%).

Is Martinsville First Savings Bank FDIC-insured?

Yes. Martinsville First Savings Bank is a FDIC-insured bank (FDIC certificate #29685). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Martinsville First Savings Bank?

Martinsville First Savings Bank holds $32 million in total assets, ranking 40th of 56 banks we track in Virginia. It operates 1 branch.

Does Martinsville First Savings Bank have CFPB complaints?

No CFPB complaints against Martinsville First Savings Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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