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The First National Bank Of Sonora

Sonora, TX · Est. 1900 · Website ↗
B
Trust Grade
Strong
Score: 86/100

The First National Bank Of Sonora is a bank based in Sonora, Texas, established in 1900, with $705 million in total assets across 9 branches. By Trust Grade it ranks 322nd of 349 banks we track in Texas. Its capital ratio of 7.5% trails most similarly sized banks (10th percentile), versus a Texas median of 10.9%. It was profitable over the most recent period, with a 0.65% return on assets. No consumer complaints against The First National Bank Of Sonora appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$704.7M
$100M–1B institution
Deposits
$623.7M
Branches
9
Capital ratio
7.5%
Bottom 10% of $100M–1B peers · Texas median 10.9%
Return on assets
0.6%
Bottom 19% of $100M–1B peers · Texas median 1.38%
Rank in Texas
#322
of 349 banks

How The First National Bank Of Sonora compares to Texas peers

Capital ratio
Bottom 10% of $100M–1B peers
The First
7.5%
Texas median
10.9%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 19% of $100M–1B peers
The First
0.6%
Texas median
1.4%
Higher ROA = more profitable relative to asset base

How we graded The First National Bank Of Sonora

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
86/100
Customer experience
n/a
Overall
B · 86
  • Well-capitalized (7.5% capital ratio)
  • Profitable (ROA 0.65%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for The First National Bank Of Sonora over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (9)

  • 5710 Sherwood Way, San Angelo, TX 76901
  • 2502 Southland Blvd, San Angelo, TX 76904
  • 102 E Main St, Sonora, TX 76950
  • 122 W Bandera Rd, Boerne, TX 78006
  • 512 Singing Oaks, Bulverde, TX 78070
  • 1570 River Rd, Boerne, TX 78006
  • 100 Stillwater, Wimberley, TX 78676
  • 1349 State Highway 46 South, New Braunfels, TX 78130
  • 251 Exchange Blvd, Hutto, TX 78634

Are deposits at The First National Bank Of Sonora insured?

Yes. The First National Bank Of Sonora is an FDIC-insured bank (FDIC certificate #5531). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

The First National Bank Of Sonora: frequently asked questions

Is The First National Bank Of Sonora a good bank?

The First National Bank Of Sonora earns a Bankzia Trust Grade of B (86/100, "Strong"), based on a financial-strength score of 86/100 (it has no CFPB complaints on record). Well-capitalized (7.5% capital ratio); Profitable (ROA 0.65%).

Is The First National Bank Of Sonora FDIC-insured?

Yes. The First National Bank Of Sonora is a FDIC-insured bank (FDIC certificate #5531). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is The First National Bank Of Sonora?

The First National Bank Of Sonora holds $705 million in total assets, ranking 322nd of 349 banks we track in Texas. It operates 9 branches.

Does The First National Bank Of Sonora have CFPB complaints?

No CFPB complaints against The First National Bank Of Sonora appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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