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Security State Bank

Pearsall, TX · Est. 1925 · Website ↗
A
Trust Grade
Excellent
Score: 95/100

Security State Bank is a bank based in Pearsall, Texas, established in 1925, with $1.1 billion in total assets across 8 branches. By Trust Grade it ranks 212th of 349 banks we track in Texas. Its capital ratio of 9.4% trails most similarly sized banks (31th percentile), versus a Texas median of 10.9%. It was profitable over the most recent period, with a 1.33% return on assets. No consumer complaints against Security State Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$1.1B
$1B–10B institution
Deposits
$1.0B
Branches
8
Capital ratio
9.4%
Bottom 31% of $1B–10B peers · Texas median 10.9%
Return on assets
1.3%
Top 40% of $1B–10B peers · Texas median 1.38%
Rank in Texas
#212
of 349 banks

How Security State Bank compares to Texas peers

Capital ratio
Bottom 31% of $1B–10B peers
Security State
9.4%
Texas median
10.9%
Higher capital ratio = stronger financial cushion
Return on assets
Top 40% of $1B–10B peers
Security State
1.3%
Texas median
1.4%
Higher ROA = more profitable relative to asset base

How we graded Security State Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
95/100
Customer experience
n/a
Overall
A · 95
  • Strongly capitalized (9.4% capital ratio)
  • Strongly profitable (ROA 1.33%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Security State Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (8)

  • 410 2nd Street, Natalia, TX 78059
  • 360 S Interstate 35, Pearsall, TX 78061
  • 1194 W Oaklawn Rd, Pleasanton, TX 78064
  • 1726 Hwy 90 East, Castroville, TX 78009
  • 525 Lc Martin Drive, Devine, TX 78016
  • 233 19th St, Hondo, TX 78861
  • 200 State Highway 132 N, Devine, TX 78016
  • 1000 N Oak St, Pearsall, TX 78061

Are deposits at Security State Bank insured?

Yes. Security State Bank is an FDIC-insured bank (FDIC certificate #1497). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Security State Bank: frequently asked questions

Is Security State Bank a good bank?

Security State Bank earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (9.4% capital ratio); Strongly profitable (ROA 1.33%).

Is Security State Bank FDIC-insured?

Yes. Security State Bank is a FDIC-insured bank (FDIC certificate #1497). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Security State Bank?

Security State Bank holds $1.1 billion in total assets, ranking 212th of 349 banks we track in Texas. It operates 8 branches.

Does Security State Bank have CFPB complaints?

No CFPB complaints against Security State Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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