Bank Of South Texas is a bank based in Mcallen, Texas, established in 1986, with $171 million in total assets across 8 branches. By Trust Grade it ranks 178th of 349 banks we track in Texas. Its capital ratio of 18.3% is stronger than 96% of similarly sized banks, versus a Texas median of 10.9%. It was profitable over the most recent period, with a 0.86% return on assets. No consumer complaints against Bank Of South Texas appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Bank Of South Texas compares to Texas peers
How we graded Bank Of South Texas
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (18.3% capital ratio)
- Profitable (ROA 0.86%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Bank Of South Texas over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (8)
- 300 E King Ave, Kingsville, TX 78363
- 301 East King Street, Kingsville, TX 78363
- 1421 E Nolana Ave, Mcallen, TX 78504
- 1500 N Smith Ave, Hebbronville, TX 78361
- 840 N Cage Blvd, Pharr, TX 78577
- 2000 N Conway Ave, Mission, TX 78572
- 320 E University Dr, Edinburg, TX 78539
- 7075 N Expressway 77, Olmito, TX 78575
Are deposits at Bank Of South Texas insured?
Yes. Bank Of South Texas is an FDIC-insured bank (FDIC certificate #26727). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Bank Of South Texas: frequently asked questions
Is Bank Of South Texas a good bank?
Bank Of South Texas earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (18.3% capital ratio); Profitable (ROA 0.86%).
Is Bank Of South Texas FDIC-insured?
Yes. Bank Of South Texas is a FDIC-insured bank (FDIC certificate #26727). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Bank Of South Texas?
Bank Of South Texas holds $171 million in total assets, ranking 178th of 349 banks we track in Texas. It operates 8 branches.
Does Bank Of South Texas have CFPB complaints?
No CFPB complaints against Bank Of South Texas appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
