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The First National Bank Of Hughes Springs

Hughes Springs, TX · Est. 1903 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

The First National Bank Of Hughes Springs is a bank based in Hughes Springs, Texas, established in 1903, with $322 million in total assets across 17 branches. By Trust Grade it ranks 122nd of 349 banks we track in Texas. Its capital ratio of 10.6% is stronger than 57% of similarly sized banks, versus a Texas median of 10.9%. It was profitable over the most recent period, with a 2.37% return on assets. No consumer complaints against The First National Bank Of Hughes Springs appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$321.6M
$100M–1B institution
Deposits
$287.0M
Branches
17
Capital ratio
10.6%
Top 43% of $100M–1B peers · Texas median 10.9%
Return on assets
2.4%
Top 6% of $100M–1B peers · Texas median 1.38%
Rank in Texas
#122
of 349 banks

How The First National Bank Of Hughes Springs compares to Texas peers

Capital ratio
Top 43% of $100M–1B peers
The First
10.6%
Texas median
10.9%
Higher capital ratio = stronger financial cushion
Return on assets
Top 6% of $100M–1B peers
The First
2.4%
Texas median
1.4%
Higher ROA = more profitable relative to asset base

How we graded The First National Bank Of Hughes Springs

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (10.6% capital ratio)
  • Strongly profitable (ROA 2.37%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for The First National Bank Of Hughes Springs over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (17)

  • 101 W Gassaway, Lott, TX 76656
  • 202 N Polk St, Jefferson, TX 75657
  • 210 Main Street, Tenaha, TX 75974
  • 5228 Fm 1252 W, Kilgore, TX 75662
  • 113 Redwater Boulevard West, Redwater, TX 75573
  • 220 N Louise St, Atlanta, TX 75551
  • 706 Linda Dr, Daingerfield, TX 75638
  • 505 E 1st, Hughes Springs, TX 75656
  • 119 Craik St, Marlin, TX 76661
  • 406 Broadway St, Maud, TX 75567
  • 303 West Calvert Street, Troup, TX 75789
  • 17045 State Highway 154, Harleton, TX 75651
  • 315 N Main St, Winona, TX 75792
  • 200 Big League Bnd, Omaha, TX 75571
  • 2131 Us Highway 259 N, Diana, TX 75640
  • 100 N Columbus St, Marshall, TX 75670
  • 109 E Main St, Bloomburg, TX 75556

Are deposits at The First National Bank Of Hughes Springs insured?

Yes. The First National Bank Of Hughes Springs is an FDIC-insured bank (FDIC certificate #3268). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

The First National Bank Of Hughes Springs: frequently asked questions

Is The First National Bank Of Hughes Springs a good bank?

The First National Bank Of Hughes Springs earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (10.6% capital ratio); Strongly profitable (ROA 2.37%).

Is The First National Bank Of Hughes Springs FDIC-insured?

Yes. The First National Bank Of Hughes Springs is a FDIC-insured bank (FDIC certificate #3268). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is The First National Bank Of Hughes Springs?

The First National Bank Of Hughes Springs holds $322 million in total assets, ranking 122nd of 349 banks we track in Texas. It operates 17 branches.

Does The First National Bank Of Hughes Springs have CFPB complaints?

No CFPB complaints against The First National Bank Of Hughes Springs appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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