Lone Star Bank is a bank based in Houston, Texas, established in 2006, with $200 million in total assets across 4 branches. By Trust Grade it ranks 157th of 349 banks we track in Texas. Its capital ratio of 12.2% is stronger than 74% of similarly sized banks, versus a Texas median of 10.9%. It was profitable over the most recent period, with a 1.28% return on assets. No consumer complaints against Lone Star Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Lone Star Bank compares to Texas peers
How we graded Lone Star Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (12.2% capital ratio)
- Strongly profitable (ROA 1.28%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Lone Star Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (4)
- 2600 S Gessner Rd, Houston, TX 77063
- 7630 Highway 6 N, Houston, TX 77095
- 307 Main St, Sealy, TX 77474
- 1515 Fannin St Ste D, Columbus, TX 78934
Are deposits at Lone Star Bank insured?
Yes. Lone Star Bank is an FDIC-insured bank (FDIC certificate #58324). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Lone Star Bank: frequently asked questions
Is Lone Star Bank a good bank?
Lone Star Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (12.2% capital ratio); Strongly profitable (ROA 1.28%).
Is Lone Star Bank FDIC-insured?
Yes. Lone Star Bank is a FDIC-insured bank (FDIC certificate #58324). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Lone Star Bank?
Lone Star Bank holds $200 million in total assets, ranking 157th of 349 banks we track in Texas. It operates 4 branches.
Does Lone Star Bank have CFPB complaints?
No CFPB complaints against Lone Star Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
