The First National Bank In Cooper is a bank based in Cooper, Texas, established in 1891, with $58 million in total assets across 1 branch. By Trust Grade it ranks 104th of 349 banks we track in Texas. Its capital ratio of 12.8% is stronger than 57% of similarly sized banks, versus a Texas median of 10.9%. It was profitable over the most recent period, with a 0.97% return on assets. No consumer complaints against The First National Bank In Cooper appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How The First National Bank In Cooper compares to Texas peers
How we graded The First National Bank In Cooper
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (12.8% capital ratio)
- Profitable (ROA 0.97%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for The First National Bank In Cooper over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (1)
- 11 W Side Sq, Cooper, TX 75432
Are deposits at The First National Bank In Cooper insured?
Yes. The First National Bank In Cooper is an FDIC-insured bank (FDIC certificate #3149). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
The First National Bank In Cooper: frequently asked questions
Is The First National Bank In Cooper a good bank?
The First National Bank In Cooper earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (12.8% capital ratio); Profitable (ROA 0.97%).
Is The First National Bank In Cooper FDIC-insured?
Yes. The First National Bank In Cooper is a FDIC-insured bank (FDIC certificate #3149). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is The First National Bank In Cooper?
The First National Bank In Cooper holds $58 million in total assets, ranking 104th of 349 banks we track in Texas. It operates 1 branch.
Does The First National Bank In Cooper have CFPB complaints?
No CFPB complaints against The First National Bank In Cooper appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
