Cendera Bank is a bank based in Bells, Texas, established in 1904, with $229 million in total assets across 3 branches. By Trust Grade it ranks 276th of 349 banks we track in Texas. Its capital ratio of 11.8% is stronger than 71% of similarly sized banks, versus a Texas median of 10.9%. It was profitable over the most recent period, with a 0.24% return on assets. No consumer complaints against Cendera Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Cendera Bank compares to Texas peers
How we graded Cendera Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (11.8% capital ratio)
- Profitable (ROA 0.24%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Cendera Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (3)
- 615 E Bells Blvd, Bells, TX 75414
- 2912 W 6th St, Fort Worth, TX 76107
- 4100 S Broadway Ave, Tyler, TX 75701
Are deposits at Cendera Bank insured?
Yes. Cendera Bank is an FDIC-insured bank (FDIC certificate #3098). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Cendera Bank: frequently asked questions
Is Cendera Bank a good bank?
Cendera Bank earns a Bankzia Trust Grade of A (92/100, "Excellent"), based on a financial-strength score of 92/100 (it has no CFPB complaints on record). Strongly capitalized (11.8% capital ratio); Profitable (ROA 0.24%).
Is Cendera Bank FDIC-insured?
Yes. Cendera Bank is a FDIC-insured bank (FDIC certificate #3098). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Cendera Bank?
Cendera Bank holds $229 million in total assets, ranking 276th of 349 banks we track in Texas. It operates 3 branches.
Does Cendera Bank have CFPB complaints?
No CFPB complaints against Cendera Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
