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Anahuac National Bank

Anahuac, TX · Est. 1976 · Website ↗
F
Trust Grade
Weak
Score: 58/100

Anahuac National Bank is a bank based in Anahuac, Texas, established in 1976, with $294 million in total assets across 5 branches. By Trust Grade it ranks 347th of 349 banks we track in Texas. Its capital ratio of 3.1% trails most similarly sized banks (0th percentile), versus a Texas median of 10.9%. It was profitable over the most recent period, with a 0.93% return on assets. No consumer complaints against Anahuac National Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$294.3M
$100M–1B institution
Deposits
$284.5M
Branches
5
Capital ratio
3.1%
Bottom 0% of $100M–1B peers · Texas median 10.9%
Return on assets
0.9%
Bottom 33% of $100M–1B peers · Texas median 1.38%
Rank in Texas
#347
of 349 banks

How Anahuac National Bank compares to Texas peers

Capital ratio
Bottom 0% of $100M–1B peers
Anahuac National
3.1%
Texas median
10.9%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 33% of $100M–1B peers
Anahuac National
0.9%
Texas median
1.4%
Higher ROA = more profitable relative to asset base

How we graded Anahuac National Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
58/100
Customer experience
n/a
Overall
F · 58
  • Below the well-capitalized threshold (3.1%)
  • Profitable (ROA 0.93%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Anahuac National Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (5)

  • 801 Ross Sterling Ave, Anahuac, TX 77514
  • 11402 Eagle Dr, Mont Belvieu, TX 77523
  • 810 Highway 124, Winnie, TX 77665
  • 11116 Highway 146 N, Liberty, TX 77575
  • 13401 Interstate 10 E, Baytown, TX 77523

Are deposits at Anahuac National Bank insured?

Yes. Anahuac National Bank is an FDIC-insured bank (FDIC certificate #22381). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Anahuac National Bank: frequently asked questions

Is Anahuac National Bank a good bank?

Anahuac National Bank earns a Bankzia Trust Grade of F (58/100, "Weak"), based on a financial-strength score of 58/100 (it has no CFPB complaints on record). Below the well-capitalized threshold (3.1%); Profitable (ROA 0.93%).

Is Anahuac National Bank FDIC-insured?

Yes. Anahuac National Bank is a FDIC-insured bank (FDIC certificate #22381). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Anahuac National Bank?

Anahuac National Bank holds $294 million in total assets, ranking 347th of 349 banks we track in Texas. It operates 5 branches.

Does Anahuac National Bank have CFPB complaints?

No CFPB complaints against Anahuac National Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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