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First Century Bank

Tazewell, TN · Est. 1899 · Website ↗
A
Trust Grade
Excellent
Score: 95/100

First Century Bank is a bank based in Tazewell, Tennessee, established in 1899, with $781 million in total assets across 12 branches. By Trust Grade it ranks 58th of 109 banks we track in Tennessee. Its capital ratio of 9.2% trails most similarly sized banks (33th percentile), versus a Tennessee median of 9.8%. It was profitable over the most recent period, with a 1.68% return on assets. No consumer complaints against First Century Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$780.9M
$100M–1B institution
Deposits
$694.8M
Branches
12
Capital ratio
9.2%
Bottom 33% of $100M–1B peers · Tennessee median 9.8%
Return on assets
1.7%
Top 23% of $100M–1B peers · Tennessee median 1.07%
Rank in Tennessee
#58
of 109 banks

How First Century Bank compares to Tennessee peers

Capital ratio
Bottom 33% of $100M–1B peers
First Century
9.2%
Tennessee median
9.8%
Higher capital ratio = stronger financial cushion
Return on assets
Top 23% of $100M–1B peers
First Century
1.7%
Tennessee median
1.1%
Higher ROA = more profitable relative to asset base

How we graded First Century Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
95/100
Customer experience
n/a
Overall
A · 95
  • Strongly capitalized (9.2% capital ratio)
  • Strongly profitable (ROA 1.68%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for First Century Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (12)

  • 1780 N Broad St, Tazewell, TN 37879
  • 301 N Broad St, New Tazewell, TN 37825
  • 1771 N Broad St, Tazewell, TN 37879
  • 6946 Cumberland Gap Pkwy, Harrogate, TN 37752
  • 2969 Maynardville Hwy, Maynardville, TN 37807
  • 108 Main Street, Sneedville, TN 37869
  • 951 North Broard Street, New Tazewell, TN 37825
  • 600 E Emory Rd, Powell, TN 37849
  • 1522 W Broadway Ave, Maryville, TN 37801
  • 625 Market St, Knoxville, TN 37902
  • 419 Erin Drive, Knoxville, TN 37919
  • 130 Concord Rd, Farragut, TN 37934

Are deposits at First Century Bank insured?

Yes. First Century Bank is an FDIC-insured bank (FDIC certificate #1700). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

First Century Bank: frequently asked questions

Is First Century Bank a good bank?

First Century Bank earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (9.2% capital ratio); Strongly profitable (ROA 1.68%).

Is First Century Bank FDIC-insured?

Yes. First Century Bank is a FDIC-insured bank (FDIC certificate #1700). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is First Century Bank?

First Century Bank holds $781 million in total assets, ranking 58th of 109 banks we track in Tennessee. It operates 12 branches.

Does First Century Bank have CFPB complaints?

No CFPB complaints against First Century Bank appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

First Freedom Bank
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Macon Bank And Trust Company
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Citizens Bank
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First Community Bank Of Tennessee
bank · Shelbyville, TN · $854M assets
The Hardin County Bank
bank · Savannah, TN · $678M assets

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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