Home Banking Company is a bank based in Selmer, Tennessee, established in 1915, with $130 million in total assets across 5 branches. By Trust Grade it ranks 100th of 109 banks we track in Tennessee. Its capital ratio of 8.4% trails most similarly sized banks (20th percentile), versus a Tennessee median of 9.8%. It was profitable over the most recent period, with a 0.60% return on assets. No consumer complaints against Home Banking Company appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Home Banking Company compares to Tennessee peers
How we graded Home Banking Company
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.4% capital ratio)
- Profitable (ROA 0.60%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Home Banking Company over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (5)
- 2378 Finger Leapwood Rd, Finger, TN 38334
- 860 Wayne Rd, Savannah, TN 38372
- 1300 S Harper Rd, Corinth, MS 38834
- 5867 Highway 22, Michie, TN 38357
- 795 E Poplar Ave, Selmer, TN 38375
Are deposits at Home Banking Company insured?
Yes. Home Banking Company is an FDIC-insured bank (FDIC certificate #9196). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Home Banking Company: frequently asked questions
Is Home Banking Company a good bank?
Home Banking Company earns a Bankzia Trust Grade of B (89/100, "Strong"), based on a financial-strength score of 89/100 (it has no CFPB complaints on record). Well-capitalized (8.4% capital ratio); Profitable (ROA 0.60%).
Is Home Banking Company FDIC-insured?
Yes. Home Banking Company is a FDIC-insured bank (FDIC certificate #9196). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Home Banking Company?
Home Banking Company holds $130 million in total assets, ranking 100th of 109 banks we track in Tennessee. It operates 5 branches.
Does Home Banking Company have CFPB complaints?
No CFPB complaints against Home Banking Company appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
