Citizens Bank And Trust Company Of Grainger County is a bank based in Rutledge, Tennessee, established in 1919, with $275 million in total assets across 5 branches. By Trust Grade it ranks 2nd of 109 banks we track in Tennessee. Its capital ratio of 10.4% is stronger than 55% of similarly sized banks, versus a Tennessee median of 9.8%. It was profitable over the most recent period, with a 1.18% return on assets. No consumer complaints against Citizens Bank And Trust Company Of Grainger County appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Citizens Bank And Trust Company Of Grainger County compares to Tennessee peers
How we graded Citizens Bank And Trust Company Of Grainger County
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (10.4% capital ratio)
- Strongly profitable (ROA 1.18%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Citizens Bank And Trust Company Of Grainger County over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (5)
- 1131 Highway 11w, Bean Station, TN 37708
- 880 Rutledge Pike, Blaine, TN 37709
- 125 Washburn Road, Washburn, TN 37888
- 6680 Highway 92, Rutledge, TN 37861
- 8335 Rutledge Pike, Rutledge, TN 37861
Are deposits at Citizens Bank And Trust Company Of Grainger County insured?
Yes. Citizens Bank And Trust Company Of Grainger County is an FDIC-insured bank (FDIC certificate #10317). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Citizens Bank And Trust Company Of Grainger County: frequently asked questions
Is Citizens Bank And Trust Company Of Grainger County a good bank?
Citizens Bank And Trust Company Of Grainger County earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (10.4% capital ratio); Strongly profitable (ROA 1.18%).
Is Citizens Bank And Trust Company Of Grainger County FDIC-insured?
Yes. Citizens Bank And Trust Company Of Grainger County is a FDIC-insured bank (FDIC certificate #10317). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Citizens Bank And Trust Company Of Grainger County?
Citizens Bank And Trust Company Of Grainger County holds $275 million in total assets, ranking 2nd of 109 banks we track in Tennessee. It operates 5 branches.
Does Citizens Bank And Trust Company Of Grainger County have CFPB complaints?
No CFPB complaints against Citizens Bank And Trust Company Of Grainger County appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
