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The First National Bank Of Middle Tennessee

Mcminnville, TN · Est. 1874 · Website ↗
A
Trust Grade
Excellent
Score: 97/100

The First National Bank Of Middle Tennessee is a bank based in Mcminnville, Tennessee, established in 1874, with $941 million in total assets across 11 branches. By Trust Grade it ranks 45th of 109 banks we track in Tennessee. Its capital ratio of 9.7% trails most similarly sized banks (41th percentile), versus a Tennessee median of 9.8%. It was profitable over the most recent period, with a 1.05% return on assets. No consumer complaints against The First National Bank Of Middle Tennessee appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$940.5M
$100M–1B institution
Deposits
$829.5M
Branches
11
Capital ratio
9.7%
Bottom 41% of $100M–1B peers · Tennessee median 9.8%
Return on assets
1.0%
Bottom 41% of $100M–1B peers · Tennessee median 1.07%
Rank in Tennessee
#45
of 109 banks

How The First National Bank Of Middle Tennessee compares to Tennessee peers

Capital ratio
Bottom 41% of $100M–1B peers
The First
9.7%
Tennessee median
9.8%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 41% of $100M–1B peers
The First
1.0%
Tennessee median
1.1%
Higher ROA = more profitable relative to asset base

How we graded The First National Bank Of Middle Tennessee

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
97/100
Customer experience
n/a
Overall
A · 97
  • Strongly capitalized (9.7% capital ratio)
  • Strongly profitable (ROA 1.05%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for The First National Bank Of Middle Tennessee over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (11)

  • 3 Lynn St, Viola, TN 37394
  • 917 Smithville Hwy, Mcminnville, TN 37110
  • 9970 Manchester Hwy, Morrison, TN 37357
  • 1408 Sparta St, Mcminnville, TN 37110
  • 200 E Main St, Mcminnville, TN 37110
  • 1708 Gateway Blvd, Murfreesboro, TN 37129
  • 3427 Memorial Blvd, Murfreesboro, TN 37129
  • 1700 N Main St, Shelbyville, TN 37160
  • 1911 21st Ave S, Nashville, TN 37212
  • 925 W Main St, Woodbury, TN 37190
  • 1175 Meridian Blvd, Franklin, TN 37067

Are deposits at The First National Bank Of Middle Tennessee insured?

Yes. The First National Bank Of Middle Tennessee is an FDIC-insured bank (FDIC certificate #4952). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

The First National Bank Of Middle Tennessee: frequently asked questions

Is The First National Bank Of Middle Tennessee a good bank?

The First National Bank Of Middle Tennessee earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (9.7% capital ratio); Strongly profitable (ROA 1.05%).

Is The First National Bank Of Middle Tennessee FDIC-insured?

Yes. The First National Bank Of Middle Tennessee is a FDIC-insured bank (FDIC certificate #4952). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is The First National Bank Of Middle Tennessee?

The First National Bank Of Middle Tennessee holds $941 million in total assets, ranking 45th of 109 banks we track in Tennessee. It operates 11 branches.

Does The First National Bank Of Middle Tennessee have CFPB complaints?

No CFPB complaints against The First National Bank Of Middle Tennessee appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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