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Peoples Bank & Trust Company

Manchester, TN · Est. 1905 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Peoples Bank & Trust Company is a bank based in Manchester, Tennessee, established in 1905, with $170 million in total assets across 1 branch. By Trust Grade it ranks 4th of 109 banks we track in Tennessee. Its capital ratio of 13.9% is stronger than 85% of similarly sized banks, versus a Tennessee median of 9.8%. It was profitable over the most recent period, with a 1.68% return on assets. No consumer complaints against Peoples Bank & Trust Company appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$170.4M
$100M–1B institution
Deposits
$144.8M
Branches
1
Capital ratio
13.9%
Top 15% of $100M–1B peers · Tennessee median 9.8%
Return on assets
1.7%
Top 23% of $100M–1B peers · Tennessee median 1.07%
Rank in Tennessee
#4
of 109 banks

How Peoples Bank & Trust Company compares to Tennessee peers

Capital ratio
Top 15% of $100M–1B peers
Peoples Bank
13.9%
Tennessee median
9.8%
Higher capital ratio = stronger financial cushion
Return on assets
Top 23% of $100M–1B peers
Peoples Bank
1.7%
Tennessee median
1.1%
Higher ROA = more profitable relative to asset base

How we graded Peoples Bank & Trust Company

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (13.9% capital ratio)
  • Strongly profitable (ROA 1.68%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Peoples Bank & Trust Company over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 1203 Hillsboro Blvd, Manchester, TN 37355

Are deposits at Peoples Bank & Trust Company insured?

Yes. Peoples Bank & Trust Company is an FDIC-insured bank (FDIC certificate #1475). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Peoples Bank & Trust Company: frequently asked questions

Is Peoples Bank & Trust Company a good bank?

Peoples Bank & Trust Company earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (13.9% capital ratio); Strongly profitable (ROA 1.68%).

Is Peoples Bank & Trust Company FDIC-insured?

Yes. Peoples Bank & Trust Company is a FDIC-insured bank (FDIC certificate #1475). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Peoples Bank & Trust Company?

Peoples Bank & Trust Company holds $170 million in total assets, ranking 4th of 109 banks we track in Tennessee. It operates 1 branch.

Does Peoples Bank & Trust Company have CFPB complaints?

No CFPB complaints against Peoples Bank & Trust Company appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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