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Coffee County Bank

Manchester, TN · Est. 1975 · Website ↗
A
Trust Grade
Excellent
Score: 94/100

Coffee County Bank is a bank based in Manchester, Tennessee, established in 1975, with $430 million in total assets across 4 branches. By Trust Grade it ranks 68th of 109 banks we track in Tennessee. Its capital ratio of 8.9% trails most similarly sized banks (28th percentile), versus a Tennessee median of 9.8%. It was profitable over the most recent period, with a 2.32% return on assets. No consumer complaints against Coffee County Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$430.4M
$100M–1B institution
Deposits
$388.6M
Branches
4
Capital ratio
8.9%
Bottom 28% of $100M–1B peers · Tennessee median 9.8%
Return on assets
2.3%
Top 7% of $100M–1B peers · Tennessee median 1.07%
Rank in Tennessee
#68
of 109 banks

How Coffee County Bank compares to Tennessee peers

Capital ratio
Bottom 28% of $100M–1B peers
Coffee County
8.9%
Tennessee median
9.8%
Higher capital ratio = stronger financial cushion
Return on assets
Top 7% of $100M–1B peers
Coffee County
2.3%
Tennessee median
1.1%
Higher ROA = more profitable relative to asset base

How we graded Coffee County Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
94/100
Customer experience
n/a
Overall
A · 94
  • Well-capitalized (8.9% capital ratio)
  • Strongly profitable (ROA 2.32%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Coffee County Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (4)

  • 2070 Hillsboro Blvd, Manchester, TN 37355
  • 301 Hillsboro Blvd, Manchester, TN 37355
  • 511 N Jackson St, Tullahoma, TN 37388
  • 569 N Chancery, Mcminnville, TN 37110

Are deposits at Coffee County Bank insured?

Yes. Coffee County Bank is an FDIC-insured bank (FDIC certificate #22090). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Coffee County Bank: frequently asked questions

Is Coffee County Bank a good bank?

Coffee County Bank earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 (it has no CFPB complaints on record). Well-capitalized (8.9% capital ratio); Strongly profitable (ROA 2.32%).

Is Coffee County Bank FDIC-insured?

Yes. Coffee County Bank is a FDIC-insured bank (FDIC certificate #22090). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Coffee County Bank?

Coffee County Bank holds $430 million in total assets, ranking 68th of 109 banks we track in Tennessee. It operates 4 branches.

Does Coffee County Bank have CFPB complaints?

No CFPB complaints against Coffee County Bank appear in our data over the analysis window, which is typical for a bank of this size.

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First Vision Bank Of Tennessee
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Heritage Bank & Trust
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Peoples Bank Of East Tennessee
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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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