First National Bank Of Tennessee is a bank based in Livingston, Tennessee, established in 1965, with $1.4 billion in total assets across 7 branches. By Trust Grade it ranks 9th of 109 banks we track in Tennessee. Its capital ratio of 11.1% is stronger than 64% of similarly sized banks, versus a Tennessee median of 9.8%. It was profitable over the most recent period, with a 2.11% return on assets. No consumer complaints against First National Bank Of Tennessee appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How First National Bank Of Tennessee compares to Tennessee peers
How we graded First National Bank Of Tennessee
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (11.1% capital ratio)
- Strongly profitable (ROA 2.11%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for First National Bank Of Tennessee over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (7)
- 214 E Main St, Livingston, TN 38570
- 1115 W Main St, Livingston, TN 38570
- 412 S Jefferson Ave, Cookeville, TN 38501
- 1386 N Main St, Crossville, TN 38555
- 130 Sam Walton Dr, Sparta, TN 38583
- 330 W Main St, Cookeville, TN 38506
- 5011 Peavine Rd, Crossville, TN 38571
Are deposits at First National Bank Of Tennessee insured?
Yes. First National Bank Of Tennessee is an FDIC-insured bank (FDIC certificate #19502). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
First National Bank Of Tennessee: frequently asked questions
Is First National Bank Of Tennessee a good bank?
First National Bank Of Tennessee earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (11.1% capital ratio); Strongly profitable (ROA 2.11%).
Is First National Bank Of Tennessee FDIC-insured?
Yes. First National Bank Of Tennessee is a FDIC-insured bank (FDIC certificate #19502). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is First National Bank Of Tennessee?
First National Bank Of Tennessee holds $1.4 billion in total assets, ranking 9th of 109 banks we track in Tennessee. It operates 7 branches.
Does First National Bank Of Tennessee have CFPB complaints?
No CFPB complaints against First National Bank Of Tennessee appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
