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Carroll Bank And Trust

Huntingdon, TN · Est. 1907 · Website ↗
B
Trust Grade
Strong
Score: 87/100

Carroll Bank And Trust is a bank based in Huntingdon, Tennessee, established in 1907, with $658 million in total assets across 10 branches. By Trust Grade it ranks 103rd of 109 banks we track in Tennessee. Its capital ratio of 7.4% trails most similarly sized banks (10th percentile), versus a Tennessee median of 9.8%. It was profitable over the most recent period, with a 0.76% return on assets. No consumer complaints against Carroll Bank And Trust appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$658.1M
$100M–1B institution
Deposits
$603.2M
Branches
10
Capital ratio
7.4%
Bottom 10% of $100M–1B peers · Tennessee median 9.8%
Return on assets
0.8%
Bottom 24% of $100M–1B peers · Tennessee median 1.07%
Rank in Tennessee
#103
of 109 banks

How Carroll Bank And Trust compares to Tennessee peers

Capital ratio
Bottom 10% of $100M–1B peers
Carroll Bank
7.4%
Tennessee median
9.8%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 24% of $100M–1B peers
Carroll Bank
0.8%
Tennessee median
1.1%
Higher ROA = more profitable relative to asset base

How we graded Carroll Bank And Trust

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
87/100
Customer experience
n/a
Overall
B · 87
  • Well-capitalized (7.4% capital ratio)
  • Profitable (ROA 0.76%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Carroll Bank And Trust over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (10)

  • 19510 Main St W, Huntingdon, TN 38344
  • 133 E Main St, Bradford, TN 38316
  • 14950 Highland Dr, Mckenzie, TN 38201
  • 20515 Main St E, Huntingdon, TN 38344
  • 5626 Main Street, Mc Lemoresville, TN 38235
  • 102 Highway 641 N, Camden, TN 38320
  • 4105 S 1st St, Milan, TN 38358
  • 902 Mineral Wells Ave, Paris, TN 38242
  • 386 West Church Street, Lexington, TN 38351
  • 79 Stonebridge Blvd, Jackson, TN 38305

Are deposits at Carroll Bank And Trust insured?

Yes. Carroll Bank And Trust is an FDIC-insured bank (FDIC certificate #2380). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Carroll Bank And Trust: frequently asked questions

Is Carroll Bank And Trust a good bank?

Carroll Bank And Trust earns a Bankzia Trust Grade of B (87/100, "Strong"), based on a financial-strength score of 87/100 (it has no CFPB complaints on record). Well-capitalized (7.4% capital ratio); Profitable (ROA 0.76%).

Is Carroll Bank And Trust FDIC-insured?

Yes. Carroll Bank And Trust is a FDIC-insured bank (FDIC certificate #2380). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Carroll Bank And Trust?

Carroll Bank And Trust holds $658 million in total assets, ranking 103rd of 109 banks we track in Tennessee. It operates 10 branches.

Does Carroll Bank And Trust have CFPB complaints?

No CFPB complaints against Carroll Bank And Trust appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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