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One Bank Of Tennessee

Cookeville, TN · Est. 1901 · Website ↗
A
Trust Grade
Excellent
Score: 93/100

One Bank Of Tennessee is a bank based in Cookeville, Tennessee, established in 1901, with $1.7 billion in total assets across 20 branches. By Trust Grade it ranks 78th of 109 banks we track in Tennessee. Its capital ratio of 8.7% trails most similarly sized banks (17th percentile), versus a Tennessee median of 9.8%. It was profitable over the most recent period, with a 2.06% return on assets. No consumer complaints against One Bank Of Tennessee appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$1.7B
$1B–10B institution
Deposits
$1.5B
Branches
20
Capital ratio
8.7%
Bottom 17% of $1B–10B peers · Tennessee median 9.8%
Return on assets
2.1%
Top 9% of $1B–10B peers · Tennessee median 1.07%
Rank in Tennessee
#78
of 109 banks

How One Bank Of Tennessee compares to Tennessee peers

Capital ratio
Bottom 17% of $1B–10B peers
One Bank
8.7%
Tennessee median
9.8%
Higher capital ratio = stronger financial cushion
Return on assets
Top 9% of $1B–10B peers
One Bank
2.1%
Tennessee median
1.1%
Higher ROA = more profitable relative to asset base

How we graded One Bank Of Tennessee

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
93/100
Customer experience
n/a
Overall
A · 93
  • Well-capitalized (8.7% capital ratio)
  • Strongly profitable (ROA 2.06%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for One Bank Of Tennessee over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (20)

  • 225 West Ave, Crossville, TN 38555
  • 100 W Commercial Ave, Monterey, TN 38574
  • 237 S Willow Ave, Cookeville, TN 38501
  • 404 Main St, Baxter, TN 38544
  • 576 W Bockman Way, Sparta, TN 38583
  • 1108 E 10th St, Cookeville, TN 38501
  • 178 Elmore Rd, Crossville, TN 38555
  • 6371 Peavine Road, Crossville, TN 38558
  • 2271 Dunbar Rd, Crossville, TN 38572
  • 105 Gail Ln, Oliver Springs, TN 37840
  • 416 E Central Ave, Jamestown, TN 38556
  • 1477 W Main St, Livingston, TN 38570
  • 15730 Scott Hwy, Oneida, TN 37841
  • 1298 Oak Ridge Tpke, Oak Ridge, TN 37830
  • 140 S Jefferson Ave, Cookeville, TN 38501
  • 408 E Stratton Ave, Monterey, TN 38574
  • 1015 Main St, Wartburg, TN 37887
  • 6904 S York Hwy, Clarkrange, TN 38553
  • 603 N Kentucky St, Kingston, TN 37763
  • 316 W Race St, Kingston, TN 37763

Are deposits at One Bank Of Tennessee insured?

Yes. One Bank Of Tennessee is an FDIC-insured bank (FDIC certificate #8432). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

One Bank Of Tennessee: frequently asked questions

Is One Bank Of Tennessee a good bank?

One Bank Of Tennessee earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Well-capitalized (8.7% capital ratio); Strongly profitable (ROA 2.06%).

Is One Bank Of Tennessee FDIC-insured?

Yes. One Bank Of Tennessee is a FDIC-insured bank (FDIC certificate #8432). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is One Bank Of Tennessee?

One Bank Of Tennessee holds $1.7 billion in total assets, ranking 78th of 109 banks we track in Tennessee. It operates 20 branches.

Does One Bank Of Tennessee have CFPB complaints?

No CFPB complaints against One Bank Of Tennessee appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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