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Sunrise Bank Dakota

Onida, SD · Est. 1925 · Website ↗
A
Trust Grade
Excellent
Score: 96/100

Sunrise Bank Dakota is a bank based in Onida, South Dakota, established in 1925, with $62 million in total assets across 1 branch. By Trust Grade it ranks 31st of 56 banks we track in South Dakota. Its capital ratio of 11.2% trails most similarly sized banks (41th percentile), versus a South Dakota median of 10.4%. It was profitable over the most recent period, with a 0.81% return on assets. No consumer complaints against Sunrise Bank Dakota appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$61.9M
<$100M institution
Deposits
$54.4M
Branches
1
Capital ratio
11.2%
Bottom 41% of <$100M peers · South Dakota median 10.4%
Return on assets
0.8%
Bottom 43% of <$100M peers · South Dakota median 1.32%
Rank in South Dakota
#31
of 56 banks

How Sunrise Bank Dakota compares to South Dakota peers

Capital ratio
Bottom 41% of <$100M peers
Sunrise Bank
11.2%
South Dakota median
10.4%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 43% of <$100M peers
Sunrise Bank
0.8%
South Dakota median
1.3%
Higher ROA = more profitable relative to asset base

How we graded Sunrise Bank Dakota

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
96/100
Customer experience
n/a
Overall
A · 96
  • Strongly capitalized (11.2% capital ratio)
  • Profitable (ROA 0.81%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Sunrise Bank Dakota over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 201 S Main St, Onida, SD 57564

Are deposits at Sunrise Bank Dakota insured?

Yes. Sunrise Bank Dakota is an FDIC-insured bank (FDIC certificate #15847). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Sunrise Bank Dakota: frequently asked questions

Is Sunrise Bank Dakota a good bank?

Sunrise Bank Dakota earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (11.2% capital ratio); Profitable (ROA 0.81%).

Is Sunrise Bank Dakota FDIC-insured?

Yes. Sunrise Bank Dakota is a FDIC-insured bank (FDIC certificate #15847). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Sunrise Bank Dakota?

Sunrise Bank Dakota holds $62 million in total assets, ranking 31st of 56 banks we track in South Dakota. It operates 1 branch.

Does Sunrise Bank Dakota have CFPB complaints?

No CFPB complaints against Sunrise Bank Dakota appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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