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Quoin Financial Bank

Miller, SD · Est. 1938 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Quoin Financial Bank is a bank based in Miller, South Dakota, established in 1938, with $245 million in total assets across 3 branches. By Trust Grade it ranks 6th of 56 banks we track in South Dakota. Its capital ratio of 12.1% is stronger than 74% of similarly sized banks, versus a South Dakota median of 10.4%. It was profitable over the most recent period, with a 1.03% return on assets. No consumer complaints against Quoin Financial Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$244.8M
$100M–1B institution
Deposits
$210.1M
Branches
3
Capital ratio
12.1%
Top 26% of $100M–1B peers · South Dakota median 10.4%
Return on assets
1.0%
Bottom 40% of $100M–1B peers · South Dakota median 1.32%
Rank in South Dakota
#6
of 56 banks

How Quoin Financial Bank compares to South Dakota peers

Capital ratio
Top 26% of $100M–1B peers
Quoin Financial
12.1%
South Dakota median
10.4%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 40% of $100M–1B peers
Quoin Financial
1.0%
South Dakota median
1.3%
Higher ROA = more profitable relative to asset base

How we graded Quoin Financial Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (12.1% capital ratio)
  • Strongly profitable (ROA 1.03%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Quoin Financial Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (3)

  • 209 Commercial Ave Se, Highmore, SD 57345
  • 5700 S Remington Pl, Sioux Falls, SD 57108
  • 201 N Broadway Ave, Miller, SD 57362

Are deposits at Quoin Financial Bank insured?

Yes. Quoin Financial Bank is an FDIC-insured bank (FDIC certificate #15629). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Quoin Financial Bank: frequently asked questions

Is Quoin Financial Bank a good bank?

Quoin Financial Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (12.1% capital ratio); Strongly profitable (ROA 1.03%).

Is Quoin Financial Bank FDIC-insured?

Yes. Quoin Financial Bank is a FDIC-insured bank (FDIC certificate #15629). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Quoin Financial Bank?

Quoin Financial Bank holds $245 million in total assets, ranking 6th of 56 banks we track in South Dakota. It operates 3 branches.

Does Quoin Financial Bank have CFPB complaints?

No CFPB complaints against Quoin Financial Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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