Dnb National Bank is a bank based in Clear Lake, South Dakota, established in 1926, with $120 million in total assets across 2 branches. By Trust Grade it ranks 51st of 56 banks we track in South Dakota. Its capital ratio of 6.3% trails most similarly sized banks (4th percentile), versus a South Dakota median of 10.4%. It was profitable over the most recent period, with a 2.08% return on assets. No consumer complaints against Dnb National Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Dnb National Bank compares to South Dakota peers
How we graded Dnb National Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (6.3% capital ratio)
- Strongly profitable (ROA 2.08%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Dnb National Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (2)
- 305 4th St W, Clear Lake, SD 57226
- 226 First Avenue, Gary, SD 57237
Are deposits at Dnb National Bank insured?
Yes. Dnb National Bank is an FDIC-insured bank (FDIC certificate #3977). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Dnb National Bank: frequently asked questions
Is Dnb National Bank a good bank?
Dnb National Bank earns a Bankzia Trust Grade of B (85/100, "Strong"), based on a financial-strength score of 85/100 (it has no CFPB complaints on record). Well-capitalized (6.3% capital ratio); Strongly profitable (ROA 2.08%).
Is Dnb National Bank FDIC-insured?
Yes. Dnb National Bank is a FDIC-insured bank (FDIC certificate #3977). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Dnb National Bank?
Dnb National Bank holds $120 million in total assets, ranking 51st of 56 banks we track in South Dakota. It operates 2 branches.
Does Dnb National Bank have CFPB complaints?
No CFPB complaints against Dnb National Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
