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Dedicated Community Bank

Darlington, SC · Est. 1986 · Website ↗
A
Trust Grade
Excellent
Score: 91/100

Dedicated Community Bank is a bank based in Darlington, South Carolina, established in 1986, with $102 million in total assets across 2 branches. By Trust Grade it ranks 31st of 44 banks we track in South Carolina. Its capital ratio of 8.6% trails most similarly sized banks (23th percentile), versus a South Carolina median of 9.8%. It was profitable over the most recent period, with a 0.81% return on assets. No consumer complaints against Dedicated Community Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$101.7M
$100M–1B institution
Deposits
$92.2M
Branches
2
Capital ratio
8.6%
Bottom 23% of $100M–1B peers · South Carolina median 9.8%
Return on assets
0.8%
Bottom 27% of $100M–1B peers · South Carolina median 1.1%
Rank in South Carolina
#31
of 44 banks

How Dedicated Community Bank compares to South Carolina peers

Capital ratio
Bottom 23% of $100M–1B peers
Dedicated Community
8.6%
South Carolina median
9.8%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 27% of $100M–1B peers
Dedicated Community
0.8%
South Carolina median
1.1%
Higher ROA = more profitable relative to asset base

How we graded Dedicated Community Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
91/100
Customer experience
n/a
Overall
A · 91
  • Well-capitalized (8.6% capital ratio)
  • Profitable (ROA 0.81%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Dedicated Community Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (2)

  • 202 Cashua St, Darlington, SC 29532
  • 2016 Hoffmeyer Rd, Florence, SC 29501

Are deposits at Dedicated Community Bank insured?

Yes. Dedicated Community Bank is an FDIC-insured bank (FDIC certificate #26588). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Dedicated Community Bank: frequently asked questions

Is Dedicated Community Bank a good bank?

Dedicated Community Bank earns a Bankzia Trust Grade of A (91/100, "Excellent"), based on a financial-strength score of 91/100 (it has no CFPB complaints on record). Well-capitalized (8.6% capital ratio); Profitable (ROA 0.81%).

Is Dedicated Community Bank FDIC-insured?

Yes. Dedicated Community Bank is a FDIC-insured bank (FDIC certificate #26588). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Dedicated Community Bank?

Dedicated Community Bank holds $102 million in total assets, ranking 31st of 44 banks we track in South Carolina. It operates 2 branches.

Does Dedicated Community Bank have CFPB complaints?

No CFPB complaints against Dedicated Community Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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