Somerset Trust Company is a bank based in Somerset, Pennsylvania, established in 1889, with $2.5 billion in total assets across 49 branches. By Trust Grade it ranks 81st of 110 banks we track in Pennsylvania. Its capital ratio of 7.6% trails most similarly sized banks (7th percentile), versus a Pennsylvania median of 10.7%. It was profitable over the most recent period, with a 1.10% return on assets. No consumer complaints against Somerset Trust Company appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Somerset Trust Company compares to Pennsylvania peers
How we graded Somerset Trust Company
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (7.6% capital ratio)
- Strongly profitable (ROA 1.10%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Somerset Trust Company over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (49)
- 1416 Scalp Ave, Johnstown, PA 15904
- 1614 N Center Ave, Somerset, PA 15501
- 420 Main St, Berlin, PA 15530
- 116 Market St, Johnstown, PA 15901
- 4185 Glades Pike, Somerset, PA 15501
- 964 Barn Street, Hooversville, PA 15936
- 151 Center St, Meyersdale, PA 15552
- 612 Logan Pl, Confluence, PA 15424
- 2028 N Center Ave, Somerset, PA 15501
- 7109 Mason Dixon Hwy, Meyersdale, PA 15552
- 500 Main St, Lilly, PA 15938
- 2690 William Penn Ave, Johnstown, PA 15909
- 1446 County Line Rd, Champion, PA 15622
- 1739 Lyter Dr, Johnstown, PA 15905
- 228 W Main St, Ligonier, PA 15658
- 2095 Quaker Valley Rd, Fishertown, PA 15539
- 4634 National Pike, Markleysburg, PA 15459
- 210 Ohio St, Boswell, PA 15531
- 1450 Morrell Ave, Connellsville, PA 15425
- 3245 Chestnut Ridge Rd, Grantsville, MD 21536
- 1176 National Pike, Hopwood, PA 15445
- 2100 Summit Ridge Plz, Mount Pleasant, PA 15666
- 904 W Crawford Ave, Connellsville, PA 15425
- 250 S 3rd St, Youngwood, PA 15697
- 8796 Lincoln Hwy, Bedford, PA 15522
- 581 Pittsburgh Rd, Uniontown, PA 15401
- 117 S Walnut St, Ligonier, PA 15658
- 12120 Us 30, North Huntingdon, PA 15642
- 161 12th St, New Florence, PA 15944
- 915 Mills Dr, North Huntingdon, PA 15642
- 835 E Pittsburgh St, Greensburg, PA 15601
- 5256 Us 30, Greensburg, PA 15601
- 82 W Fayette St, Uniontown, PA 15401
- 3966 Lincoln Hwy, Schellsburg, PA 15559
- 157 Pittsburgh St, Scottdale, PA 15683
- 3 S Broadway, Frostburg, MD 21532
- 100 Quaker Church Rd, Perryopolis, PA 15473
- 351 E Main St, Frostburg, MD 21532
- 201 Falcon Dr, Connellsville, PA 15425
- 100 Maple Ave E, Vienna, VA 22180
Are deposits at Somerset Trust Company insured?
Yes. Somerset Trust Company is an FDIC-insured bank (FDIC certificate #11112). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Somerset Trust Company: frequently asked questions
Is Somerset Trust Company a good bank?
Somerset Trust Company earns a Bankzia Trust Grade of B (89/100, "Strong"), based on a financial-strength score of 89/100 (it has no CFPB complaints on record). Well-capitalized (7.6% capital ratio); Strongly profitable (ROA 1.10%).
Is Somerset Trust Company FDIC-insured?
Yes. Somerset Trust Company is a FDIC-insured bank (FDIC certificate #11112). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Somerset Trust Company?
Somerset Trust Company holds $2.5 billion in total assets, ranking 81st of 110 banks we track in Pennsylvania. It operates 49 branches.
Does Somerset Trust Company have CFPB complaints?
No CFPB complaints against Somerset Trust Company appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
