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First Citizens Community Bank

Mansfield, PA · Est. 1932 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

First Citizens Community Bank is a bank based in Mansfield, Pennsylvania, established in 1932, with $3.0 billion in total assets across 45 branches. By Trust Grade it ranks 25th of 110 banks we track in Pennsylvania. Its capital ratio of 11.7% is stronger than 74% of similarly sized banks, versus a Pennsylvania median of 10.7%. It was profitable over the most recent period, with a 1.45% return on assets. No consumer complaints against First Citizens Community Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$3.0B
$1B–10B institution
Deposits
$2.5B
Branches
45
Capital ratio
11.7%
Top 26% of $1B–10B peers · Pennsylvania median 10.7%
Return on assets
1.4%
Top 33% of $1B–10B peers · Pennsylvania median 0.87%
Rank in Pennsylvania
#25
of 110 banks

How First Citizens Community Bank compares to Pennsylvania peers

Capital ratio
Top 26% of $1B–10B peers
First Citizens
11.7%
Pennsylvania median
10.7%
Higher capital ratio = stronger financial cushion
Return on assets
Top 33% of $1B–10B peers
First Citizens
1.4%
Pennsylvania median
0.9%
Higher ROA = more profitable relative to asset base

How we graded First Citizens Community Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (11.7% capital ratio)
  • Strongly profitable (ROA 1.45%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for First Citizens Community Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (45)

  • 1690 N 7th St, Lebanon, PA 17046
  • 7635 Lancaster Avenue, Mount Aetna, PA 19544
  • 1549 Route 443, Friedensburg, PA 17933
  • 450 Isabel Dr, Lebanon, PA 17042
  • 960 Main St, Le Raysville, PA 18829
  • 33178 Route 14, Gillett, PA 16925
  • 7352 Route 328, Millerton, PA 16936
  • 53 W Main St, Canton, PA 17724
  • 111 Main St, Towanda, PA 18848
  • 391 Main St, Genesee, PA 16923
  • 10 S Main St, Wellsville, NY 14895
  • 610 Easton Rd, Warrington, PA 18976
  • 1990 County Line Rd, Huntingdon Valley, PA 19006
  • 1778 Elmira St, Sayre, PA 18840
  • 2 Walmart Plz, Mansfield, PA 16933
  • 45 W Main St, Schuylkill Haven, PA 17972
  • 5725 Easton Rd, Pipersville, PA 18947
  • 2617 Huntingdon Pike, Huntingdon Valley, PA 19006
  • 306 W Lockhart St, Sayre, PA 18840
  • 4900 Kirkwood Hwy, Wilmington, DE 19808
  • 8580 Verree Rd, Philadelphia, PA 19111
  • 300 Main St, Blossburg, PA 16912
  • 3016 S Pine Grove St, Fredericksburg, PA 17026
  • 15 S Main St, Mansfield, PA 16933
  • 1133 W Main St, Troy, PA 16947
  • 502 Main St, Ulysses, PA 16948
  • 1 Pearl St, Wellsboro, PA 16901
  • 847 Main St, Rome, PA 18837
  • 2901 Concord Pike, Wilmington, DE 19803
  • 141 W Beaver Ave, State College, PA 16801
  • 39 King Arthur Dr, Mill Hall, PA 17751
  • 1157 Westbranch Hwy, Winfield, PA 17889
  • 720 E Main St, Mount Joy, PA 17552
  • 1015 Dry Tavern Rd, Denver, PA 17517
  • 741 W Cypress St, Kennett Square, PA 19348
  • 1300 Route 73, Mount Laurel, NJ 08054
  • 2444 S Broad St, Philadelphia, PA 19145
  • 2005 S Easton Rd, Doylestown, PA 18901
  • 990 Spring Garden St, Philadelphia, PA 19123
  • 3630 Rothsville Rd, Ephrata, PA 17522

Are deposits at First Citizens Community Bank insured?

Yes. First Citizens Community Bank is an FDIC-insured bank (FDIC certificate #7593). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

First Citizens Community Bank: frequently asked questions

Is First Citizens Community Bank a good bank?

First Citizens Community Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (11.7% capital ratio); Strongly profitable (ROA 1.45%).

Is First Citizens Community Bank FDIC-insured?

Yes. First Citizens Community Bank is a FDIC-insured bank (FDIC certificate #7593). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is First Citizens Community Bank?

First Citizens Community Bank holds $3.0 billion in total assets, ranking 25th of 110 banks we track in Pennsylvania. It operates 45 branches.

Does First Citizens Community Bank have CFPB complaints?

No CFPB complaints against First Citizens Community Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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