Skip to main content
bank

The Honesdale National Bank

Honesdale, PA · Est. 1836 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

The Honesdale National Bank is a bank based in Honesdale, Pennsylvania, established in 1836, with $1.2 billion in total assets across 15 branches. By Trust Grade it ranks 23rd of 110 banks we track in Pennsylvania. Its capital ratio of 13.0% is stronger than 85% of similarly sized banks, versus a Pennsylvania median of 10.7%. It was profitable over the most recent period, with a 1.46% return on assets. No consumer complaints against The Honesdale National Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$1.2B
$1B–10B institution
Deposits
$985.6M
Branches
15
Capital ratio
13.0%
Top 15% of $1B–10B peers · Pennsylvania median 10.7%
Return on assets
1.5%
Top 32% of $1B–10B peers · Pennsylvania median 0.87%
Rank in Pennsylvania
#23
of 110 banks

How The Honesdale National Bank compares to Pennsylvania peers

Capital ratio
Top 15% of $1B–10B peers
The Honesdale
13.0%
Pennsylvania median
10.7%
Higher capital ratio = stronger financial cushion
Return on assets
Top 32% of $1B–10B peers
The Honesdale
1.5%
Pennsylvania median
0.9%
Higher ROA = more profitable relative to asset base

How we graded The Honesdale National Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (13.0% capital ratio)
  • Strongly profitable (ROA 1.46%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for The Honesdale National Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (15)

  • 1207 Texas Palmyra Hwy, Honesdale, PA 18431
  • 38 N Franklin St, Wilkes-Barre, PA 18701
  • 619 Main St, Forest City, PA 18421
  • 13 Chapman Lake Rd, Scott Township, PA 18447
  • 2547 Route 6, Hawley, PA 18428
  • 100 Lcpl Jacob Beisel Rd, Lackawaxen, PA 18435
  • 559 Hamlin Highway, Hamlin, PA 18427
  • 786 Wyoming Ave, Kingston, PA 18704
  • 733 Main St, Honesdale, PA 18431
  • 18 Como Rd, Lakewood, PA 18439
  • 202 Betty St, Eynon, PA 18403
  • 651 Northern Blvd, Clarks Summit, PA 18411
  • 313 Main St, Hallstead, PA 18822
  • 203 N Main St, Moscow, PA 18444
  • 203 N Main St, Moscow, PA 18444

Are deposits at The Honesdale National Bank insured?

Yes. The Honesdale National Bank is an FDIC-insured bank (FDIC certificate #7526). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

The Honesdale National Bank: frequently asked questions

Is The Honesdale National Bank a good bank?

The Honesdale National Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (13.0% capital ratio); Strongly profitable (ROA 1.46%).

Is The Honesdale National Bank FDIC-insured?

Yes. The Honesdale National Bank is a FDIC-insured bank (FDIC certificate #7526). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is The Honesdale National Bank?

The Honesdale National Bank holds $1.2 billion in total assets, ranking 23rd of 110 banks we track in Pennsylvania. It operates 15 branches.

Does The Honesdale National Bank have CFPB complaints?

No CFPB complaints against The Honesdale National Bank appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

First National Bank And Trust Company Of Newtown
bank · Newtown, PA · $1.2B assets
The Dime Bank
bank · Honesdale, PA · $1.1B assets
American Bank
bank · Allentown, PA · $1.1B assets
Central Penn Bank & Trust
bank · Mifflinburg, PA · $1.3B assets
Brentwood Bank
bank · Bethel Park, PA · $1.0B assets
First Federal Savings And Loan Association Of Greene Co
bank · Waynesburg, PA · $1.0B assets

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

From the Blog

View all guides →