Citizens Savings Bank is a bank based in Clarks Summit, Pennsylvania, established in 1902, with $359 million in total assets across 6 branches. By Trust Grade it ranks 71st of 110 banks we track in Pennsylvania. Its capital ratio of 14.9% is stronger than 89% of similarly sized banks, versus a Pennsylvania median of 10.7%. It was profitable over the most recent period, with a 0.16% return on assets. No consumer complaints against Citizens Savings Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Citizens Savings Bank compares to Pennsylvania peers
How we graded Citizens Savings Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (14.9% capital ratio)
- Profitable (ROA 0.16%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Citizens Savings Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (6)
- 702 Cedar Ave, Scranton, PA 18505
- 137 S Main St, Taylor, PA 18517
- 156 S Main Ave, Scranton, PA 18504
- 500 S State St, Clarks Summit, PA 18411
- 335 Willow Ave, Honesdale, PA 18431
- 45 Pocono Blvd, Mount Pocono, PA 18344
Are deposits at Citizens Savings Bank insured?
Yes. Citizens Savings Bank is an FDIC-insured bank (FDIC certificate #31184). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Citizens Savings Bank: frequently asked questions
Is Citizens Savings Bank a good bank?
Citizens Savings Bank earns a Bankzia Trust Grade of A (91/100, "Excellent"), based on a financial-strength score of 91/100 (it has no CFPB complaints on record). Strongly capitalized (14.9% capital ratio); Profitable (ROA 0.16%).
Is Citizens Savings Bank FDIC-insured?
Yes. Citizens Savings Bank is a FDIC-insured bank (FDIC certificate #31184). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Citizens Savings Bank?
Citizens Savings Bank holds $359 million in total assets, ranking 71st of 110 banks we track in Pennsylvania. It operates 6 branches.
Does Citizens Savings Bank have CFPB complaints?
No CFPB complaints against Citizens Savings Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
