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Cfsbank

Charleroi, PA · Est. 1935 · Website ↗
A
Trust Grade
Excellent
Score: 91/100

Cfsbank is a bank based in Charleroi, Pennsylvania, established in 1935, with $752 million in total assets across 10 branches. By Trust Grade it ranks 70th of 110 banks we track in Pennsylvania. Its capital ratio of 10.0% trails most similarly sized banks (48th percentile), versus a Pennsylvania median of 10.7%. It was profitable over the most recent period, with a 0.16% return on assets. No consumer complaints against Cfsbank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$752.5M
$100M–1B institution
Deposits
$648.3M
Branches
10
Capital ratio
10.0%
Bottom 48% of $100M–1B peers · Pennsylvania median 10.7%
Return on assets
0.2%
Bottom 6% of $100M–1B peers · Pennsylvania median 0.87%
Rank in Pennsylvania
#70
of 110 banks

How Cfsbank compares to Pennsylvania peers

Capital ratio
Bottom 48% of $100M–1B peers
Cfsbank
10.0%
Pennsylvania median
10.7%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 6% of $100M–1B peers
Cfsbank
0.2%
Pennsylvania median
0.9%
Higher ROA = more profitable relative to asset base

How we graded Cfsbank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
91/100
Customer experience
n/a
Overall
A · 91
  • Strongly capitalized (10.0% capital ratio)
  • Profitable (ROA 0.16%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Cfsbank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (10)

  • 400 W Crawford Ave, Connellsville, PA 15425
  • 919 Main St, Bentleyville, PA 15314
  • 1652 Rostraver Rd, Belle Vernon, PA 15012
  • 1220 W Main St, Monongahela, PA 15063
  • 101 Highpointe Blvd, Seven Fields, PA 16046
  • 101 Mckean Ave, Charleroi, PA 15022
  • 105 Walton Tea Room Rd, Greensburg, PA 15601
  • 622 E Mcmurray Rd, Mc Murray, PA 15317
  • 730 E Beau St, Washington, PA 15301
  • 145 Technology Dr, Canonsburg, PA 15317

Are deposits at Cfsbank insured?

Yes. Cfsbank is an FDIC-insured bank (FDIC certificate #29672). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Cfsbank: frequently asked questions

Is Cfsbank a good bank?

Cfsbank earns a Bankzia Trust Grade of A (91/100, "Excellent"), based on a financial-strength score of 91/100 (it has no CFPB complaints on record). Strongly capitalized (10.0% capital ratio); Profitable (ROA 0.16%).

Is Cfsbank FDIC-insured?

Yes. Cfsbank is a FDIC-insured bank (FDIC certificate #29672). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Cfsbank?

Cfsbank holds $752 million in total assets, ranking 70th of 110 banks we track in Pennsylvania. It operates 10 branches.

Does Cfsbank have CFPB complaints?

No CFPB complaints against Cfsbank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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