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Oregon Coast Bank

Newport, OR · Est. 2002 · Website ↗
A
Trust Grade
Excellent
Score: 93/100

Oregon Coast Bank is a bank based in Newport, Oregon, established in 2002, with $447 million in total assets across 7 branches. By Trust Grade it ranks 12th of 14 banks we track in Oregon. Its capital ratio of 8.7% trails most similarly sized banks (25th percentile), versus a Oregon median of 10.9%. It was profitable over the most recent period, with a 1.10% return on assets. No consumer complaints against Oregon Coast Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$447.3M
$100M–1B institution
Deposits
$407.2M
Branches
7
Capital ratio
8.7%
Bottom 25% of $100M–1B peers · Oregon median 10.9%
Return on assets
1.1%
Bottom 44% of $100M–1B peers · Oregon median 0.97%
Rank in Oregon
#12
of 14 banks

How Oregon Coast Bank compares to Oregon peers

Capital ratio
Bottom 25% of $100M–1B peers
Oregon Coast
8.7%
Oregon median
10.9%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 44% of $100M–1B peers
Oregon Coast
1.1%
Oregon median
1.0%
Higher ROA = more profitable relative to asset base

How we graded Oregon Coast Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
93/100
Customer experience
n/a
Overall
A · 93
  • Well-capitalized (8.7% capital ratio)
  • Strongly profitable (ROA 1.10%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Oregon Coast Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (7)

  • 909 Se Bay Blvd, Newport, OR 97365
  • 35940 Airport Way, Pacific City, OR 97135
  • 1298 Sw Harbor Ave, Lincoln City, OR 97367
  • 285 Nw Maple St, Waldport, OR 97394
  • 305 Nw 1st St, Toledo, OR 97391
  • 2211 Highway 101 N, Tillamook, OR 97141
  • 1390 N Bayshore Dr, Coos Bay, OR 97420

Are deposits at Oregon Coast Bank insured?

Yes. Oregon Coast Bank is an FDIC-insured bank (FDIC certificate #57373). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Oregon Coast Bank: frequently asked questions

Is Oregon Coast Bank a good bank?

Oregon Coast Bank earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Well-capitalized (8.7% capital ratio); Strongly profitable (ROA 1.10%).

Is Oregon Coast Bank FDIC-insured?

Yes. Oregon Coast Bank is a FDIC-insured bank (FDIC certificate #57373). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Oregon Coast Bank?

Oregon Coast Bank holds $447 million in total assets, ranking 12th of 14 banks we track in Oregon. It operates 7 branches.

Does Oregon Coast Bank have CFPB complaints?

No CFPB complaints against Oregon Coast Bank appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

Willamette Valley Bank
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Pacific West Bank
bank · West Linn, OR · $403M assets
Lewis & Clark Bank
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Evergreen Federal Bank
bank · Grants Pass, OR · $628M assets
Clackamas County Bank
bank · Sandy, OR · $263M assets
First Federal Savings And Loan Association Of Mcminnville
bank · Mcminnville, OR · $679M assets

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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