Sovereign Bank is a bank based in Shawnee, Oklahoma, established in 1984, with $1.4 billion in total assets across 9 branches. By Trust Grade it ranks 108th of 170 banks we track in Oklahoma. Its capital ratio of 11.1% is stronger than 64% of similarly sized banks, versus a Oklahoma median of 10.4%. It was profitable over the most recent period, with a 0.65% return on assets. No consumer complaints against Sovereign Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Sovereign Bank compares to Oklahoma peers
How we graded Sovereign Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (11.1% capital ratio)
- Profitable (ROA 0.65%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Sovereign Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (9)
- 3030 Nw Expressway Ste 1, Oklahoma City, OK 73112
- 130 E Macarthur St, Shawnee, OK 74804
- 104 E 1st St, Granite, OK 73547
- 821 E Highway St, Holdenville, OK 74848
- 204 N Oklahoma Ave, Mangum, OK 73554
- 2600 S Douglas Blvd, Midwest City, OK 73130
- 612 Willard Avenue, Canute, OK 73626
- 6702 Quanah Parker Trailway, Lawton, OK 73506
- 3856 S Boulevard Ste 260, Edmond, OK 73013
Are deposits at Sovereign Bank insured?
Yes. Sovereign Bank is an FDIC-insured bank (FDIC certificate #25738). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Sovereign Bank: frequently asked questions
Is Sovereign Bank a good bank?
Sovereign Bank earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (11.1% capital ratio); Profitable (ROA 0.65%).
Is Sovereign Bank FDIC-insured?
Yes. Sovereign Bank is a FDIC-insured bank (FDIC certificate #25738). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Sovereign Bank?
Sovereign Bank holds $1.4 billion in total assets, ranking 108th of 170 banks we track in Oklahoma. It operates 9 branches.
Does Sovereign Bank have CFPB complaints?
No CFPB complaints against Sovereign Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
