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Midfirst Bank

Oklahoma City, OK · Est. 1911 · Website ↗
C
Trust Grade
Average
Score: 72/100

Midfirst Bank is a bank based in Oklahoma City, Oklahoma, established in 1911, with $42.1 billion in total assets across 94 branches. By Trust Grade it ranks 168th of 170 banks we track in Oklahoma. Its capital ratio of 9.7% trails most similarly sized banks (23th percentile), versus a Oklahoma median of 10.4%. It was profitable over the most recent period, with a 1.39% return on assets. Consumers filed 975 complaints about MIDFIRST BANK with the CFPB — 23.2 per $1B in assets, a higher rate than 92% of peers.

Total assets
$42.1B
$10B–100B institution
Deposits
$24.7B
Branches
94
Capital ratio
9.7%
Bottom 23% of $10B–100B peers · Oklahoma median 10.4%
Return on assets
1.4%
Top 34% of $10B–100B peers · Oklahoma median 1.4%
Rank in Oklahoma
#168
of 170 banks

How Midfirst Bank compares to Oklahoma peers

Capital ratio
Bottom 23% of $10B–100B peers
Midfirst Bank
9.7%
Oklahoma median
10.4%
Higher capital ratio = stronger financial cushion
Return on assets
Top 34% of $10B–100B peers
Midfirst Bank
1.4%
Oklahoma median
1.4%
Higher ROA = more profitable relative to asset base

How we graded Midfirst Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
97/100
Customer experience
47.91025641025641/100
Overall
C · 72
  • Strongly capitalized (9.7% capital ratio)
  • Strongly profitable (ROA 1.39%)
  • 23.2 complaints per $1B in assets
  • Resolves 22% of complaints with relief

Consumer complaints (CFPB)

975 complaints filed with the CFPB against MIDFIRST BANK — 23.2 per $1B in assets.

Total complaints
975
Per $1B assets
23.2
Lower = better
Answered on time
100.0%
Closed with relief
22.1%
Complaints by product
Mortgage
612
Credit reporting or other personal consumer reports
162
Checking or savings account
114
Credit reporting, credit repair services, or other personal consumer reports
32
Debt collection
24

Branch locations (94)

  • 228 W Chickasha Ave, Chickasha, OK 73018
  • 315 W Boyd St, Norman, OK 73069
  • 810 Sw 44th St, Oklahoma City, OK 73109
  • 13240 N May Ave, Oklahoma City, OK 73120
  • 7403 S Pennsylvania Ave, Oklahoma City, OK 73159
  • 111 N Perkins Rd, Stillwater, OK 74075
  • 3215 Williams Ave, Woodward, OK 73801
  • 1200 Garth Brooks Blvd, Yukon, OK 73099
  • 1200 N Kelly Ave, Edmond, OK 73003
  • 501 Nw Grand Blvd, Oklahoma City, OK 73118
  • 625 Nw 5th St, Moore, OK 73160
  • 7500 S Western Ave, Oklahoma City, OK 73139
  • 1201 West Vandament, Yukon, OK 73099
  • 2320 N Harrison St, Shawnee, OK 74804
  • 100 N Rock Island Ave, El Reno, OK 73036
  • 6351 N Macarthur Blvd, Oklahoma City, OK 73122
  • 16417 N Santa Fe Ave, Edmond, OK 73013
  • 11925 S Western Ave, Oklahoma City, OK 73170
  • 7100 W Hefner Rd, Oklahoma City, OK 73162
  • 1518 Oklahoma Ave, Woodward, OK 73801
  • 835 E State Highway 152, Mustang, OK 73064
  • 305 N Washington St, Weatherford, OK 73096
  • 201 Sw 2nd St, Anadarko, OK 73005
  • 2511 N Main St, Altus, OK 73521
  • 3701 W Reno Ave, Oklahoma City, OK 73107
  • 630 W Main St, Norman, OK 73069
  • 2101 Sw 104th St, Oklahoma City, OK 73159
  • 9139 S Yale Ave, Tulsa, OK 74137
  • 4255 S Peoria Ave, Tulsa, OK 74105
  • 1601 E Danforth Rd, Edmond, OK 73034
  • 101 Cook St, Denver, CO 80206
  • 1875 Century Park E, Los Angeles, CA 90067
  • 750 Town And Country Blvd, Houston, TX 77024
  • 2225 N May Ave, Oklahoma City, OK 73107
  • 7485 W Cactus Rd, Peoria, AZ 85381
  • 13771 N Fountain Hills Blvd, Fountain Hills, AZ 85268
  • 201 N Midwest Blvd, Midwest City, OK 73110
  • 3030 E Camelback Rd, Phoenix, AZ 85016
  • 200 S Mustang Rd, Yukon, OK 73099
  • 2100 W Kenosha St, Broken Arrow, OK 74012

Are deposits at Midfirst Bank insured?

Yes. Midfirst Bank is an FDIC-insured bank (FDIC certificate #4063). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Midfirst Bank: frequently asked questions

Is Midfirst Bank a good bank?

Midfirst Bank earns a Bankzia Trust Grade of C (72/100, "Average"), based on a financial-strength score of 97/100 and a customer-experience score of 47.91025641025641/100. Strongly capitalized (9.7% capital ratio); Strongly profitable (ROA 1.39%).

Is Midfirst Bank FDIC-insured?

Yes. Midfirst Bank is a FDIC-insured bank (FDIC certificate #4063). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Midfirst Bank?

Midfirst Bank holds $42.1 billion in total assets, ranking 168th of 170 banks we track in Oklahoma. It operates 94 branches.

How many complaints does Midfirst Bank have?

Consumers filed 975 complaints about MIDFIRST BANK with the CFPB, or 23.2 per $1B in assets. 100% were answered on time. 22% closed with relief to the consumer.

Similar Banks

Bokf, National Association
bank · Tulsa, OK · $53.5B assets
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Bancfirst
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Stride Bank, National Association
bank · Enid, OK · $5.6B assets
Interbank
bank · Oklahoma City, OK · $5.5B assets
Rcb Bank
bank · Claremore, OK · $4.1B assets

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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