Cowboy Bank is a bank based in Kremlin, Oklahoma, established in 1900, with $369 million in total assets across 5 branches. By Trust Grade it ranks 3rd of 170 banks we track in Oklahoma. Its capital ratio of 12.5% is stronger than 77% of similarly sized banks, versus a Oklahoma median of 10.4%. It was profitable over the most recent period, with a 2.59% return on assets. No consumer complaints against Cowboy Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Cowboy Bank compares to Oklahoma peers
How we graded Cowboy Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (12.5% capital ratio)
- Strongly profitable (ROA 2.59%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Cowboy Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (5)
- 320 Main Street, Drummond, OK 73735
- 3915 N 4th St, Enid, OK 73701
- 430 S Oakwood Rd, Enid, OK 73703
- 101 W Main, Goltry, OK 73739
- 102 6th St, Kremlin, OK 73753
Are deposits at Cowboy Bank insured?
Yes. Cowboy Bank is an FDIC-insured bank (FDIC certificate #11526). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Cowboy Bank: frequently asked questions
Is Cowboy Bank a good bank?
Cowboy Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (12.5% capital ratio); Strongly profitable (ROA 2.59%).
Is Cowboy Bank FDIC-insured?
Yes. Cowboy Bank is a FDIC-insured bank (FDIC certificate #11526). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Cowboy Bank?
Cowboy Bank holds $369 million in total assets, ranking 3rd of 170 banks we track in Oklahoma. It operates 5 branches.
Does Cowboy Bank have CFPB complaints?
No CFPB complaints against Cowboy Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
