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Bank Of Grand Lake

Grove, OK · Est. 2005 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Bank Of Grand Lake is a bank based in Grove, Oklahoma, established in 2005, with $240 million in total assets across 2 branches. By Trust Grade it ranks 70th of 170 banks we track in Oklahoma. Its capital ratio of 10.8% is stronger than 60% of similarly sized banks, versus a Oklahoma median of 10.4%. It was profitable over the most recent period, with a 1.24% return on assets. No consumer complaints against Bank Of Grand Lake appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$239.6M
$100M–1B institution
Deposits
$213.1M
Branches
2
Capital ratio
10.8%
Top 40% of $100M–1B peers · Oklahoma median 10.4%
Return on assets
1.2%
Top 48% of $100M–1B peers · Oklahoma median 1.4%
Rank in Oklahoma
#70
of 170 banks

How Bank Of Grand Lake compares to Oklahoma peers

Capital ratio
Top 40% of $100M–1B peers
Bank Of
10.8%
Oklahoma median
10.4%
Higher capital ratio = stronger financial cushion
Return on assets
Top 48% of $100M–1B peers
Bank Of
1.2%
Oklahoma median
1.4%
Higher ROA = more profitable relative to asset base

How we graded Bank Of Grand Lake

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (10.8% capital ratio)
  • Strongly profitable (ROA 1.24%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Bank Of Grand Lake over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (2)

  • 201 E 18th St, Grove, OK 74344
  • 2173 N. 3rd St., Langley, OK 74350

Are deposits at Bank Of Grand Lake insured?

Yes. Bank Of Grand Lake is an FDIC-insured bank (FDIC certificate #57915). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Bank Of Grand Lake: frequently asked questions

Is Bank Of Grand Lake a good bank?

Bank Of Grand Lake earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (10.8% capital ratio); Strongly profitable (ROA 1.24%).

Is Bank Of Grand Lake FDIC-insured?

Yes. Bank Of Grand Lake is a FDIC-insured bank (FDIC certificate #57915). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Bank Of Grand Lake?

Bank Of Grand Lake holds $240 million in total assets, ranking 70th of 170 banks we track in Oklahoma. It operates 2 branches.

Does Bank Of Grand Lake have CFPB complaints?

No CFPB complaints against Bank Of Grand Lake appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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