Skip to main content
bank

Washita Valley Bank

Fort Cobb, OK · Est. 1902
A
Trust Grade
Excellent
Score: 98/100

Washita Valley Bank is a bank based in Fort Cobb, Oklahoma, established in 1902, with $71 million in total assets across 1 branch. By Trust Grade it ranks 31st of 170 banks we track in Oklahoma. Its capital ratio of 11.8% trails most similarly sized banks (48th percentile), versus a Oklahoma median of 10.4%. It was profitable over the most recent period, with a 1.25% return on assets. No consumer complaints against Washita Valley Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$70.6M
<$100M institution
Deposits
$61.8M
Branches
1
Capital ratio
11.8%
Bottom 48% of <$100M peers · Oklahoma median 10.4%
Return on assets
1.3%
Top 36% of <$100M peers · Oklahoma median 1.4%
Rank in Oklahoma
#31
of 170 banks

How Washita Valley Bank compares to Oklahoma peers

Capital ratio
Bottom 48% of <$100M peers
Washita Valley
11.8%
Oklahoma median
10.4%
Higher capital ratio = stronger financial cushion
Return on assets
Top 36% of <$100M peers
Washita Valley
1.3%
Oklahoma median
1.4%
Higher ROA = more profitable relative to asset base

How we graded Washita Valley Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (11.8% capital ratio)
  • Strongly profitable (ROA 1.25%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Washita Valley Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 204 N Hazlett St, Fort Cobb, OK 73038

Are deposits at Washita Valley Bank insured?

Yes. Washita Valley Bank is an FDIC-insured bank (FDIC certificate #2308). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Washita Valley Bank: frequently asked questions

Is Washita Valley Bank a good bank?

Washita Valley Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (11.8% capital ratio); Strongly profitable (ROA 1.25%).

Is Washita Valley Bank FDIC-insured?

Yes. Washita Valley Bank is a FDIC-insured bank (FDIC certificate #2308). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Washita Valley Bank?

Washita Valley Bank holds $71 million in total assets, ranking 31st of 170 banks we track in Oklahoma. It operates 1 branch.

Does Washita Valley Bank have CFPB complaints?

No CFPB complaints against Washita Valley Bank appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

Walters Bank And Trust Company
bank · Walters, OK · $70M assets
The First National Bank In Marlow
bank · Marlow, OK · $72M assets
Community Bank Of Oklahoma
bank · Verden, OK · $72M assets
Community State Bank Of Canton
bank · Canton, OK · $73M assets
Oklahoma State Bank
bank · Buffalo, OK · $67M assets
Latimer State Bank
bank · Wilburton, OK · $66M assets

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

From the Blog

View all guides →