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First Bank

Erick, OK · Est. 1902 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

First Bank is a bank based in Erick, Oklahoma, established in 1902, with $117 million in total assets across 4 branches. By Trust Grade it ranks 51st of 170 banks we track in Oklahoma. Its capital ratio of 13.9% is stronger than 86% of similarly sized banks, versus a Oklahoma median of 10.4%. It was profitable over the most recent period, with a 2.84% return on assets. No consumer complaints against First Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$117.3M
$100M–1B institution
Deposits
$99.9M
Branches
4
Capital ratio
13.9%
Top 14% of $100M–1B peers · Oklahoma median 10.4%
Return on assets
2.8%
Top 3% of $100M–1B peers · Oklahoma median 1.4%
Rank in Oklahoma
#51
of 170 banks

How First Bank compares to Oklahoma peers

Capital ratio
Top 14% of $100M–1B peers
First Bank
13.9%
Oklahoma median
10.4%
Higher capital ratio = stronger financial cushion
Return on assets
Top 3% of $100M–1B peers
First Bank
2.8%
Oklahoma median
1.4%
Higher ROA = more profitable relative to asset base

How we graded First Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (13.9% capital ratio)
  • Strongly profitable (ROA 2.84%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for First Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (4)

  • 118 West Roger Miller Boulevard, Erick, OK 73645
  • 541 S Main St, Porter, OK 74454
  • 724 East Main, Locust Grove, OK 74352
  • 51 E Main St, Chouteau, OK 74337

Are deposits at First Bank insured?

Yes. First Bank is an FDIC-insured bank (FDIC certificate #4092). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

First Bank: frequently asked questions

Is First Bank a good bank?

First Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (13.9% capital ratio); Strongly profitable (ROA 2.84%).

Is First Bank FDIC-insured?

Yes. First Bank is a FDIC-insured bank (FDIC certificate #4092). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is First Bank?

First Bank holds $117 million in total assets, ranking 51st of 170 banks we track in Oklahoma. It operates 4 branches.

Does First Bank have CFPB complaints?

No CFPB complaints against First Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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