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First State Bank

Anadarko, OK · Est. 1909 · Website ↗
B
Trust Grade
Strong
Score: 83/100

First State Bank is a bank based in Anadarko, Oklahoma, established in 1909, with $144 million in total assets across 2 branches. By Trust Grade it ranks 159th of 170 banks we track in Oklahoma. Its capital ratio of 6.0% trails most similarly sized banks (3th percentile), versus a Oklahoma median of 10.4%. It was profitable over the most recent period, with a 1.28% return on assets. No consumer complaints against First State Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$143.6M
$100M–1B institution
Deposits
$134.3M
Branches
2
Capital ratio
6.0%
Bottom 3% of $100M–1B peers · Oklahoma median 10.4%
Return on assets
1.3%
Top 46% of $100M–1B peers · Oklahoma median 1.4%
Rank in Oklahoma
#159
of 170 banks

How First State Bank compares to Oklahoma peers

Capital ratio
Bottom 3% of $100M–1B peers
First State
6.0%
Oklahoma median
10.4%
Higher capital ratio = stronger financial cushion
Return on assets
Top 46% of $100M–1B peers
First State
1.3%
Oklahoma median
1.4%
Higher ROA = more profitable relative to asset base

How we graded First State Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
83/100
Customer experience
n/a
Overall
B · 83
  • Well-capitalized (6.0% capital ratio)
  • Strongly profitable (ROA 1.28%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for First State Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (2)

  • 101 West Main Street, Gracemont, OK 73042
  • 102 W Main St, Anadarko, OK 73005

Are deposits at First State Bank insured?

Yes. First State Bank is an FDIC-insured bank (FDIC certificate #12283). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

First State Bank: frequently asked questions

Is First State Bank a good bank?

First State Bank earns a Bankzia Trust Grade of B (83/100, "Strong"), based on a financial-strength score of 83/100 (it has no CFPB complaints on record). Well-capitalized (6.0% capital ratio); Strongly profitable (ROA 1.28%).

Is First State Bank FDIC-insured?

Yes. First State Bank is a FDIC-insured bank (FDIC certificate #12283). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is First State Bank?

First State Bank holds $144 million in total assets, ranking 159th of 170 banks we track in Oklahoma. It operates 2 branches.

Does First State Bank have CFPB complaints?

No CFPB complaints against First State Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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