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Citizens Bank Of Ada

Ada, OK · Est. 1967 · Website ↗
A
Trust Grade
Excellent
Score: 95/100

Citizens Bank Of Ada is a bank based in Ada, Oklahoma, established in 1967, with $339 million in total assets across 3 branches. By Trust Grade it ranks 105th of 170 banks we track in Oklahoma. Its capital ratio of 9.3% trails most similarly sized banks (34th percentile), versus a Oklahoma median of 10.4%. It was profitable over the most recent period, with a 1.70% return on assets. No consumer complaints against Citizens Bank Of Ada appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$339.4M
$100M–1B institution
Deposits
$295.8M
Branches
3
Capital ratio
9.3%
Bottom 34% of $100M–1B peers · Oklahoma median 10.4%
Return on assets
1.7%
Top 22% of $100M–1B peers · Oklahoma median 1.4%
Rank in Oklahoma
#105
of 170 banks

How Citizens Bank Of Ada compares to Oklahoma peers

Capital ratio
Bottom 34% of $100M–1B peers
Citizens Bank
9.3%
Oklahoma median
10.4%
Higher capital ratio = stronger financial cushion
Return on assets
Top 22% of $100M–1B peers
Citizens Bank
1.7%
Oklahoma median
1.4%
Higher ROA = more profitable relative to asset base

How we graded Citizens Bank Of Ada

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
95/100
Customer experience
n/a
Overall
A · 95
  • Strongly capitalized (9.3% capital ratio)
  • Strongly profitable (ROA 1.70%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Citizens Bank Of Ada over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (3)

  • 123 W 12th St, Ada, OK 74820
  • 1717 Arlington St, Ada, OK 74820
  • 1400 Cradduck Rd, Ada, OK 74820

Are deposits at Citizens Bank Of Ada insured?

Yes. Citizens Bank Of Ada is an FDIC-insured bank (FDIC certificate #19679). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Citizens Bank Of Ada: frequently asked questions

Is Citizens Bank Of Ada a good bank?

Citizens Bank Of Ada earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (9.3% capital ratio); Strongly profitable (ROA 1.70%).

Is Citizens Bank Of Ada FDIC-insured?

Yes. Citizens Bank Of Ada is a FDIC-insured bank (FDIC certificate #19679). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Citizens Bank Of Ada?

Citizens Bank Of Ada holds $339 million in total assets, ranking 105th of 170 banks we track in Oklahoma. It operates 3 branches.

Does Citizens Bank Of Ada have CFPB complaints?

No CFPB complaints against Citizens Bank Of Ada appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

Sooner State Bank
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The Pauls Valley National Bank
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Citizens Bank And Trust Company Of Ardmore
bank · Ardmore, OK · $323M assets
American Bank And Trust Company
bank · Tulsa, OK · $320M assets
Frazer Bank
bank · Altus, OK · $364M assets

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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