Woodsfield Savings Bank is a bank based in Woodsfield, Ohio, established in 1887, with $122 million in total assets across 3 branches. By Trust Grade it ranks 106th of 157 banks we track in Ohio. Its capital ratio of 8.1% trails most similarly sized banks (16th percentile), versus a Ohio median of 10.3%. It was profitable over the most recent period, with a 1.05% return on assets. No consumer complaints against Woodsfield Savings Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Woodsfield Savings Bank compares to Ohio peers
How we graded Woodsfield Savings Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.1% capital ratio)
- Strongly profitable (ROA 1.05%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Woodsfield Savings Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (3)
- 600 Lewisville Rd, Woodsfield, OH 43793
- 201 N Chestnut St, Barnesville, OH 43713
- 202 West Market Street, Cadiz, OH 43907
Are deposits at Woodsfield Savings Bank insured?
Yes. Woodsfield Savings Bank is an FDIC-insured bank (FDIC certificate #32292). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Woodsfield Savings Bank: frequently asked questions
Is Woodsfield Savings Bank a good bank?
Woodsfield Savings Bank earns a Bankzia Trust Grade of A (91/100, "Excellent"), based on a financial-strength score of 91/100 (it has no CFPB complaints on record). Well-capitalized (8.1% capital ratio); Strongly profitable (ROA 1.05%).
Is Woodsfield Savings Bank FDIC-insured?
Yes. Woodsfield Savings Bank is a FDIC-insured bank (FDIC certificate #32292). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Woodsfield Savings Bank?
Woodsfield Savings Bank holds $122 million in total assets, ranking 106th of 157 banks we track in Ohio. It operates 3 branches.
Does Woodsfield Savings Bank have CFPB complaints?
No CFPB complaints against Woodsfield Savings Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
